Enter any address in Lawrence County, Indiana to see its FEMA flood zone
Flash flooding from heavy rainfall events dominates the flood character of Lawrence County. Between 2025 and the present, NOAA Storm Events data recorded 63 flood events and 30 flash flood events. For example, on April 3, 2025, a line of thunderstorms produced flash flooding across central Indiana, impacting Lawrence County. Later that year, on August 4, 2025, slow-moving thunderstorms brought heavy rainfall and flash flooding to portions of west-central and southwest central Indiana, including Lawrence County, where two major roads were flooded.
NFIP claims data indicates that properties in Zone A, which typically represents areas of higher flood risk, have experienced an average water depth of 13.2 feet. However, properties in Zone X, often considered moderate flood risk, have seen higher average claim payouts and significant water depths averaging 4.1 feet. Residents in Zone A, as well as those in Zone X, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
19 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lawrence County, Indiana has recorded 93 flood-related events since 1996 according to NOAA's Storm Events Database, including 30 flash floods and 63 river or area floods. The county has received 21 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Mar 30, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Mar 8, 2009 |
| Severe Winter Storm | Severe Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 30, 2025 | 10.00K |
| Flash Flood | Aug 4, 2025 | 10.00K |
| Flash Flood | Apr 4, 2025 | 25.00K |
| Flash Flood | Apr 3, 2025 | 500.00K |
| Flood | Jan 11, 2020 | 5.00K |
| Flash Flood | Jun 17, 2019 | 1.00K |
| Flood | Jun 17, 2019 | 3.00K |
| Flood | Feb 7, 2019 | 45.00K |
| Flood | Jun 5, 2019 | 3.00K |
| Flash Flood | Sep 8, 2018 | 0.50K |
Flash Flood — Jun 30, 2025
A couple rounds of scattered heavy rains from late on the 28th through the morning of the 29th brought 1 to 2 inches of rainfall, to several areas from Bloomington into parts of Brown County and Lawrence County. Soon after, more impressive rainfall rates occurred over the same areas from the 29th evening into very early on the 30th, where an additional 3 to 6 inches of rainfall fell on a few l...
Flash Flood — Aug 4, 2025
During the late afternoon and early evening of the 4th, slow moving thunderstorms produced heavy rainfall and flooding to portions of west-central and southwest central Indiana. Flooding was most significant in southeastern Vigo County near Blackhawk where a video showed flash flooding of a field and nearby road. Later in the day, flash flooding also occurred in Daviess County and Lawrence Co...
Flash Flood — Apr 4, 2025
The final round of rain in a stretch of 4 days brought rain amounts of 2-4.5 inches of rain to central Indiana in addition to the 3-5 inches that had fallen. This led to additional widespread flash flooding and exacerbated ongoing creek and river flooding to a point that many main stem rivers ended up reaching major flood stage.
Flash Flood — Apr 3, 2025
A strong low pressure system generated a line of strong to severe thunderstorms that started in Illinois and moved across central Indiana. Multiple severe storms were embedded within the line and some of these produced tornadoes. Eleven tornadoes impacted central Indiana, ten of which occurred along an overall west-southwest to east-northeast area from north of Terre Haute to north of Muncie. ...
Flood — Jan 11, 2020
A period of heavy rain occurred from January 9th through the 11th that brought 3 to 5 inches of rain to the area. During the period of heavy rain a few thunderstorms brought gusty winds.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lawrence County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lawrence County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.