Enter any address in Morgan County, Indiana to see its FEMA flood zone
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| SEVERE WINTER STORM | Winter Storm | 2026-01-23 |
| SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | Flood | 2025-03-30 |
| SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | Severe Storm | 2023-03-31 |
| COVID-19 | Biological | 2020-01-20 |
| COVID-19 PANDEMIC | Biological | 2020-01-20 |
| SEVERE WINTER STORM AND SNOWSTORM | Severe Storm | 2014-01-05 |
| SEVERE STORMS, FLOODING, AND TORNADOES | Severe Storm | 2008-05-30 |
| HURRICANE KATRINA EVACUATION | Hurricane | 2005-08-29 |
| SEVERE WINTER STORMS AND FLOODING | Severe Storm | 2005-01-01 |
| SNOW | Snowstorm | 2004-12-21 |
FEMA assigns flood zone designations to areas in Morgan County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Morgan County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.
Visit FloodSmart.gov to find an agent and get a quote.