226 flood insurance claims·$2.3M paid·1 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Noble County, Indiana. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
9% of Noble County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
198 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 5 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2017, with 37 claims and $935,516 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
3 NOAA storm reports from Noble County describe what happened, in the words of the forecasters who covered it. Read the Indiana flood stories →
16 federal disaster declarations since 1974, 1 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 23, 2026 |
| Severe Winter Storm And Snowstorm | Jan 5, 2014 |
| Severe Storms, Tornadoes, And Flooding | Mar 8, 2009 |
| Severe Storms And Flooding | Jan 7, 2008 |
| Snow | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Jan 1, 2005 |
| Severe Storms, Tornadoes, And Flooding | May 25, 2004 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
3 since 1996: 1 flash floods and 2 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Nov 5, 2017 | — |
| Flood | Mar 10, 2009 | $300,000 |
| Flood | Feb 6, 2008 | $25,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Nov 5, 2017. Warm front provided the focus for morning thunderstorms that eventually turned into a bowing segment across NE IN into NW Ohio. Storms also developed across central Indiana and moved into portions of NE IN and NW Ohio. A cyclic supercell impacted Blackford and Jay county with a long tracked tornado and damage along its track. Flooding issues also occurred in some areas due to training and efficient rain producers.
Flood · Mar 10, 2009. Several systems moved across the area, bringing with them not only some severe weather in spots, but areas of flooding as well. Rainfall amounts through this period averaged between two and four inches in many locations with some areas seeing upwards of six inches. Numerous counties reported high water on roads, with several rivers and lakes going well out of their banks.
Flood · Feb 6, 2008. A snowpack of one to three inches rapidly melted as warm air arrive in the region. This snowmelt, combined with a partially frozen, very moist ground and rainfall from two to locally over 3 inches, resulted in an increase in low land and river flooding running along and south of a Knox to north of Millersburg line. At the onset, some flash flooding occurred in areas experiencing rainfall rates of one-half to one i…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Noble County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.