Enter any address in Orange County, Indiana to see its FEMA flood zone
Flash flooding from heavy rainfall events is the primary flood hazard in Orange County, Indiana. Over the past 30 years, the NOAA Storm Events Database recorded 33 flash flood events compared to 8 general flood events. For example, heavy rainfall associated with the remnants of Hurricane Ida caused isolated flash flooding on August 30, 2021. Additionally, a potent storm system brought heavy rain and flash flooding to the area on February 2, 2016.
National Flood Insurance Program (NFIP) claims data indicates that properties with an unknown flood zone designation have experienced the most claims, with an average payout of $6,222 and an average water depth of 3.6 feet. While properties in Zone A have seen higher average payouts ($10,282) with an average water depth of 2.8 feet, properties in Zone X, typically considered lower risk, have experienced significantly higher average payouts ($112,599) despite a lower average water depth of 0.6 feet. Homeowners in areas with unknown flood zone designations, as well as those in Zone A and even Zone X, should pay close attention to potential flood risks.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Orange County, Indiana has recorded 41 flood-related events since 1996 according to NOAA's Storm Events Database, including 33 flash floods and 8 river or area floods. The county has received 18 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1979–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Mar 30, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Winter Storm | Severe Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Snow | Snowstorm | Dec 21, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 30, 2021 | 0.00K |
| Flood | Jul 23, 2017 | 0.00K |
| Flash Flood | Feb 2, 2016 | 0.00K |
| Flash Flood | Jun 26, 2015 | 0.00K |
| Flash Flood | Jul 7, 2015 | 0.00K |
| Flash Flood | Apr 7, 2015 | 0.00K |
| Flash Flood | May 14, 2014 | 0.00K |
| Flood | Sep 10, 2014 | 0.00K |
| Flash Flood | Apr 4, 2014 | 0.00K |
| Flash Flood | May 2, 2011 | 0.00K |
Flash Flood — Aug 30, 2021
As the remnants of Hurricane Ida moved northeast through the Lower Ohio Valley, its moisture interacted with a near stationary cold front over southern Indiana. This produced a favorable environment for heavy rainfall which resulted in isolated flash flooding across southern Indiana.
Flood — Jul 23, 2017
Unseasonably warm and humid conditions prevailed across the lower Ohio Valley. A long lived complex of thunderstorms tracked from Kansas eastward through Missouri, Illinois, and parts of southern Indiana and northern Kentucky. Sporadic wind damage occurred as these storms tracked through portions of southern Indiana.
Flash Flood — Feb 2, 2016
A very potent storm system approached the lower Ohio Valley during the evening hours on February 2nd. A line of showers and thunderstorms moved into the area, bringing heavy rain and gusty winds. Between 2 and 3 inches of rain quickly fell across Orange and Dubois counties, which resulted in some flash flooding on area roads.
Flash Flood — Jun 26, 2015
A very warm and unstable air mass brought a few rounds of severe thunderstorms to southern Indiana, starting during the evening hours Thursday June 25th. Isolated storms developed first, producing some sporadic wind damage. Then later that night, a complex of organized storms brought damaging winds, large hail and flash flooding during the early morning hours June 26th. Later that same afternoo...
Flash Flood — Jul 7, 2015
An approaching cold front from the northwest interacted with a warm and very moist air mass during the afternoon hours of July 7th. Scattered to numerous thunderstorms developed, some of which produced flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Orange County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Orange County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.