Enter any address in Perry County, Indiana to see its FEMA flood zone
Flash flooding from heavy rains is a significant concern in Perry County, IN. Between 1993 and 2023, NOAA Storm Events data recorded 56 flood events and 26 flash flood events, the latter resulting in 3 fatalities. For example, heavy rains associated with a warm front moving north through Indiana caused areal flooding in May 2020. Later that year, in September 2020, isolated flooding was observed near Tell City following a cold front's passage.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $10,048 for 19 claims. While properties in Zone X_UNSHADED and Zone X have fewer claims, the average water depth reported for these zones was significantly higher, over 9 feet, compared to 2.4 feet in Zone A. Homeowners in Zone A, as well as those in areas with higher reported water depths, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Perry County, Indiana has recorded 82 flood-related events since 1996 according to NOAA's Storm Events Database, including 26 flash floods and 56 river or area floods. The county has received 22 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Mar 30, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Feb 14, 2018 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Winter Storm | Severe Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 27, 2020 | 0.00K |
| Flood | May 16, 2020 | 0.00K |
| Flood | May 16, 2020 | 20.00K |
| Flash Flood | Sep 3, 2020 | 0.00K |
| Flood | Feb 22, 2018 | 0.00K |
| Flood | Feb 19, 2018 | 0.00K |
| Flood | Feb 17, 2018 | 0.00K |
| Flood | Mar 1, 2018 | 0.00K |
| Flash Flood | Jul 15, 2016 | 0.00K |
| Flood | Dec 29, 2015 | 0.00K |
Flash Flood — Jun 27, 2020
During a time without anything more than a moist atmosphere and cold pool outflows, thunderstorms developed and produced heavy rainfall near the Ohio River in southwestern Indiana over to north-central Kentucky. Flash flooding resulted in one Indiana town.
Flood — May 16, 2020
Southern Indiana sat to the east of a stacked low that was positioned over eastern Kansas and northwestern Missouri. A warm front stretched east form this low pressure system to the Mid-Atlantic. As this front moved northward through Indiana to usher in warmer temperatures and saturated air, it brought heavy rains and thunderstorms to Perry County, Indiana which resulted in areal flooding and i...
Flash Flood — Sep 3, 2020
Early on September 3rd, a surface low embedded along a cold front moved across Southern Indiana. This brought areas of heavy rain and cooler temperatures to the Lower Ohio Valley. While most of the issues with flooding occurred in Kentucky, isolated flooding observed near Tell City.
Flood — Feb 22, 2018
Repeated rounds of moderate to heavy rainfall across the entire Ohio River basin totaled between 8 to 9 inches across southern Indiana from February 15 to February 28. These totals were generally 7+ inches, or 200 to 400% of normal values for mid to late February. The large areal extent of the excessive rainfall led to significant rises on area rivers, including the Ohio River. This resulted in...
Flood — Feb 19, 2018
Several rounds of heavy rain and snow melt upstream led to significant rises on area rivers in the middle of the month. Portions of the Ohio River went into flood starting in the middle of the month, remaining above flood stage into March.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Perry County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Perry County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.