FEMA flood zones · Indiana

Pike County, Indiana Flood Zone Map

1 flood insurance claims·$44,000 paid·3 federal flood & hurricane disasters

13% of Pike County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Pike County, Indiana. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Pike County floods

Long-term flood events from river overflow and related systems dominate the flood character of Pike County, Indiana. Over the last 30 years, NOAA records show 144 general flood events resulting in 3 deaths, alongside 29 flash flood events. Recent activity includes severe weather on July 19, 2025, when a slow-moving mesoscale convective system combined with high precipitable water values of 2.25 inches to produce torrential rainfall rates across Southwest Indiana.

Federal insurance records reflect limited historical claims data for the area. Specifically, Zone A has recorded 1 claim with an average payout of $44,000 and an average recorded water depth of 0 inches.

Homeowners, real estate agents, and journalists should pay the most attention to properties located within Zone A and areas susceptible to river overflow.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

74 NOAA storm reports from Pike County describe what happened, in the words of the forecasters who covered it. Read the Indiana flood stories →

Federal disasters

20 federal disaster declarations since 1977, 3 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 23, 2026
Severe Storms, Tornadoes, Straight-line Winds, AndApr 19, 2011
Severe Storms And FloodingSep 12, 2008
Severe Storms, Flooding, And TornadoesMay 30, 2008
Hurricane Katrina EvacuationAug 29, 2005
Severe Winter Storms And FloodingJan 1, 2005
SnowDec 21, 2004
Severe Storms, Tornadoes And FloodingJul 3, 2004

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

173 since 1996: 29 flash floods and 144 river or area floods.

EventDateDamage
FloodJul 19, 2025$10,000
Flash FloodJul 19, 2025$5,000
Flash FloodJul 19, 2025—
Flash FloodJul 19, 2025$10,000
FloodFeb 16, 2025—
FloodMay 5, 2025—
FloodJul 2, 2025—
Flash FloodJul 31, 2024$10,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Jul 19, 2025. As high pressure slowly crept northward towards the Quad State region, ridging remained over the middle Mississippi River Valley. A slow-moving MCS moved through the northeastern half of the Quad State midday to near sunset. CAPE rose to 1000-2000J/kg in Southwest Indiana with effective bulk shear around 30kts. Extremely high moisture content with precipitable water values of 2.25in resulted in torrential rainfall…

Flash Flood · Jul 19, 2025. As high pressure slowly crept northward towards the Quad State region, ridging remained over the middle Mississippi River Valley. A slow-moving MCS moved through the northeastern half of the Quad State midday to near sunset. CAPE rose to 1000-2000J/kg in Southwest Indiana with effective bulk shear around 30kts. Extremely high moisture content with precipitable water values of 2.25in resulted in torrential rainfall…

Flood · Feb 16, 2025. Heavy rain (2.5-3) over the White River basin on February 15th resulted in rising water levels along the White River with minor flooding at Petersburg and Hazleton.

Flood · May 5, 2025. Moderate to heavy rainfall near Gibson and Pike Counties early May, along with heavy rain further upstream along the White River at the end of April, fueled a rise on the White River to minor flood at Petersburg and Hazleton on the 5th through the 7th/8th with limited impacts.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Pike County

If a building in Pike County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.