Enter any address in Scott County, Indiana to see its FEMA flood zone
Flash flooding from heavy rainfall events dominates the flood character of Scott County. Between 2013 and 2023, NOAA Storm Events data recorded 18 flash flood events and 4 flood events. For example, heavy rainfall in late February 2018 led to widespread flash flooding and road closures across southern Indiana. More recently, on July 8th, 2021, severe thunderstorms produced wind damage and flash flooding along the Interstate 65 corridor.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced an average of $9,378 in payouts with an average water depth of 1.4 feet. Properties in Zone Unknown have seen higher average payouts of $11,686 with an average water depth of 3.0 feet, while Zone X properties had no reported payouts or water depth. Homeowners in Zone A and Zone Unknown, as well as those located near rivers or in areas prone to heavy rainfall, should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Scott County, Indiana has recorded 22 flood-related events since 1996 according to NOAA's Storm Events Database, including 18 flash floods and 4 river or area floods. The county has received 17 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Feb 29, 2012 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Winter Storm | Severe Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Snow | Snowstorm | Dec 21, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 12, 2021 | 0.00K |
| Flash Flood | Jun 26, 2018 | 0.00K |
| Flash Flood | Feb 24, 2018 | 0.00K |
| Flash Flood | Dec 27, 2015 | 0.00K |
| Flood | Dec 27, 2015 | 0.00K |
| Flash Flood | Jul 12, 2015 | 100.00K |
| Flash Flood | Jul 12, 2015 | 0.00K |
| Flash Flood | Apr 23, 2011 | 0.00K |
| Flash Flood | Oct 9, 2009 | 0.00K |
| Flash Flood | Aug 4, 2009 | 0.00K |
Flash Flood — Jul 12, 2021
On July 8th, a cold front dropped south through southern Indiana in a saturated environment. Even with moderate instability and shear values, severe thunderstorms were able to produce wind damage across southern Indiana along the Interstate 65 corridor. In the following days, the front stalled and remained in the area causing isolated wind damage and flash flooding in the same part of Indiana.
Flash Flood — Jun 26, 2018
On the second day of heavy rain across southern Indiana, a quasi-stationary boundary was draped across central Kentucky. As a system moved east through central Missouri. storms moved in from the west. These storms resulted in many reports of wind damage as well as some flooding.
Flash Flood — Feb 24, 2018
Repeated rounds of moderate to heavy rainfall across the entire Ohio River basin totaled between 8 to 9 inches across southern Indiana from February 15 to February 28. These totals were generally 7+ inches, or 200 to 400% of normal values for mid to late February. The large areal extent of the excessive rainfall led to significant rises on area rivers, including the Ohio River. This resulted in...
Flash Flood — Dec 27, 2015
A slow moving front combined with very moist air from the Gulf of Mexico resulted in moderate to heavy rain with some thunderstorms during the morning hours December 27th. This rain, which totaled 1 to locally 3 inches, fell on top of already wet and saturated grounds from recent heavy rainfall events, produced localized flooding and flash flooding for portions of the area.
Flood — Dec 27, 2015
A slow moving front combined with very moist air from the Gulf of Mexico resulted in moderate to heavy rain with some thunderstorms during the morning hours December 27th. This rain, which totaled 1 to locally 3 inches, fell on top of already wet and saturated grounds from recent heavy rainfall events, produced localized flooding and flash flooding for portions of the area.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Scott County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Scott County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.