Enter any address in Starke County, Indiana to see its FEMA flood zone
2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Starke County, Indiana has recorded 3 flood-related events since 1996 according to NOAA's Storm Events Database, including 1 flash floods and 2 river or area floods. The county has received 16 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Feb 14, 2018 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Storms And Flooding | Severe Storm | Jan 7, 2008 |
| Snow | Snowstorm | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Snow | Snowstorm | Dec 11, 2000 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Feb 20, 2018 | 1.20M |
| Flood | Mar 10, 2009 | 1.00M |
| Flash Flood | Jul 17, 1996 | — |
Flood — Feb 20, 2018
A slow release of a snow pack, containing one to over two inches of water, occurred in the days leading to the event which started the process of river rises in many areas. Low pressure tracked from northwest Iowa into northern Lower Michigan, which ushered in a rapid warmup and equally rapid release of any remaining water in the snow-pack. Several rounds of rain occurred between the 19th and 2...
Flood — Mar 10, 2009
Several systems moved across the area, bringing with them not only some severe weather in spots, but areas of flooding as well. Rainfall amounts through this period averaged between two and four inches in many locations with some areas seeing upwards of six inches. Numerous counties reported high water on roads, with several rivers and lakes going well out of their banks.
Flash Flood — Jul 17, 1996
Heavy rainfall in excess of 5 inches fell in northwest and north central Indiana on the night of July 17th through the morning of the 18th. The rainfall caused flooding of homes and businesses, flooding of creeks and small streams and flooding of many roads. Some rainfall reports included 7.44 inches at Hobart (Lake County), 6.36 inches at Hebron (Porter County), 6.00 inches at LaPorte (LaPorte...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Starke County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Starke County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.