Enter any address in Switzerland County, Indiana to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Switzerland County. In the last 30 years, NOAA Storm Events data shows 31 flash flood events and 25 flood events. Recent examples include widespread flooding from 1.5 to 2.5 inches of rain on February 18, 2022, and flash flooding from slow-moving thunderstorms on September 3, 2022.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $13,620 for 1.8 feet of water. However, properties in Zone X_SHADED have seen higher average payouts ($19,922) with a greater average water depth of 4.9 feet, despite fewer claims. Homeowners in Zone X also experienced significant payouts.
Residents in areas designated as Zone A, Zone X, and Zone X_SHADED should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Switzerland County, Indiana has recorded 56 flood-related events since 1996 according to NOAA's Storm Events Database, including 31 flash floods and 25 river or area floods. The county has received 22 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Mar 30, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Feb 14, 2018 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Winter Storm | Severe Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | May 6, 2024 | 0.00K |
| Flash Flood | Aug 29, 2022 | 0.00K |
| Flood | Feb 18, 2022 | 0.00K |
| Flood | Aug 9, 2022 | 0.00K |
| Flash Flood | Aug 6, 2022 | 30.00K |
| Flash Flood | Sep 3, 2022 | 18.00M |
| Flood | Sep 3, 2022 | 0.00K |
| Flood | Feb 28, 2021 | 0.00K |
| Flood | Dec 18, 2021 | 20.00K (1 deaths) |
| Flood | Jun 10, 2021 | 0.00K |
Flood — May 6, 2024
Scattered thunderstorms caused localized flooding during the afternoon hours.
Flash Flood — Aug 29, 2022
Showers and thunderstorms developed across the Ohio Valley as an upper level disturbance moved through the region.
Flood — Feb 18, 2022
Rain overspread the region through the day ahead of a low pressure system moving through the Ohio Valley. Rainfall amounts of 1.5 to 2.5 inches produced widespread flooding.
Flood — Aug 9, 2022
Scattered showers and thunderstorms produced locally heavy rainfall during the evening hours.
Flash Flood — Aug 6, 2022
Slow moving showers and thunderstorms produced locally heavy rainfall during the morning hours.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Switzerland County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Switzerland County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.