Enter any address in Vanderburgh County, Indiana to see its FEMA flood zone
Flash flooding from heavy rainfall events is a significant flood character for Vanderburgh County. Between 1993 and 2023, NOAA Storm Events data recorded 79 flood events and 66 flash flood events, resulting in one reported death. For example, heavy rainfall in February 2025 led to flash flooding of streets, creeks, and low-lying areas in southeast Evansville and eastward through Newburgh. Similar conditions occurred in October 2025 due to tropical moisture and a convergence zone near the Ohio River, causing both flash flood and flood events.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A, which typically represents areas of moderate to major flood hazard, have experienced the highest number of claims at 375, with an average payout of $12,208 and an average water depth of 4.3 feet. Properties in Zone X_UNSHADED and Zone X also have a notable number of claims, suggesting flood risk exists outside of high-risk areas. Homeowners in Zone A, as well as those in Zone X_UNSHADED and Zone X, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
78 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Vanderburgh County, Indiana has recorded 145 flood-related events since 1996 according to NOAA's Storm Events Database, including 66 flash floods and 79 river or area floods. The county has received 20 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1990–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Mar 30, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Feb 14, 2018 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 5, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Winter Storm | Severe Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2006 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jul 19, 2025 | 0.00K |
| Flash Flood | Jul 19, 2025 | 5.00K |
| Flood | Nov 18, 2025 | 0.00K |
| Flood | Jul 18, 2025 | 5.00K |
| Flood | Jul 18, 2025 | 0.00K |
| Flash Flood | Jul 18, 2025 | 75.00K |
| Flood | Feb 18, 2025 | 0.00K |
| Flood | Jul 17, 2025 | 0.00K |
| Flash Flood | Feb 15, 2025 | 0.00K |
| Flood | Oct 7, 2025 | 0.00K |
Flood — Jul 19, 2025
As high pressure slowly crept northward towards the Quad State region, ridging remained over the middle Mississippi River Valley. A slow-moving MCS moved through the northeastern half of the Quad State midday to near sunset. CAPE rose to 1000-2000J/kg in Southwest Indiana with effective bulk shear around 30kts. Extremely high moisture content with precipitable water values of 2.25in resulted in...
Flash Flood — Jul 19, 2025
As high pressure slowly crept northward towards the Quad State region, ridging remained over the middle Mississippi River Valley. A slow-moving MCS moved through the northeastern half of the Quad State midday to near sunset. CAPE rose to 1000-2000J/kg in Southwest Indiana with effective bulk shear around 30kts. Extremely high moisture content with precipitable water values of 2.25in resulted in...
Flood — Nov 18, 2025
As a surface low pressure system moved into Missouri, a warm front lifted into northern portions of the Quad State region. Ahead of the front, a SW to NE band of showers and thunderstorms developed, pushing eastward through mid-morning. Brief heavy rain resulted in a couple inches of water ponding on one of the Lloyd Expressway exits. Precipitable water values were 1.3in and 925-850mb moisture ...
Flood — Jul 18, 2025
A surface boundary was positioned west to east across the Quad State during the early afternoon with convective activity increasing with daytime heating. Scattered convection primarily occurred south of the boundary mid to late afternoon. MLCAPE reached 2000-3000J/kg but effective bulk shear was very limited. Precipitable water values over 2 allowed for torrential rainfall rates. Training storm...
Flash Flood — Jul 18, 2025
A surface boundary was positioned west to east across the Quad State during the early afternoon with convective activity increasing with daytime heating. Scattered convection primarily occurred south of the boundary mid to late afternoon. MLCAPE reached 2000-3000J/kg but effective bulk shear was very limited. Precipitable water values over 2 allowed for torrential rainfall rates. Training storm...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Vanderburgh County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Vanderburgh County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.