Enter any address in Vermillion County, Indiana to see its FEMA flood zone
Flood events, including flash floods, are the dominant flood character in Vermillion County. Between 1996 and 2023, NOAA Storm Events data recorded 105 flood events and 21 flash flood events. For example, heavy rainfall caused flooding along Interstate 74 on July 5, 2018, and contributed to flooding in Vermillion County on June 8, 2015.
National Flood Insurance Program (NFIP) claims data shows that properties designated as Zone A have experienced the most claims, with an average payout of $6,474 and an average water depth of 5.3 feet. While Zone X properties have had fewer claims, the average payout was significantly higher at $27,878, with an average water depth of 46.0 feet. Homeowners in Zone A and those in Zone X, due to the higher average claim amounts, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Vermillion County, Indiana has recorded 126 flood-related events since 1996 according to NOAA's Storm Events Database, including 21 flash floods and 105 river or area floods. The county has received 16 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1979–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Feb 14, 2018 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Snow | Snowstorm | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Severe Storms, Tornadoes And Flooding | Severe Storm | Jul 3, 2004 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 4, 2020 | 2.00K |
| Flood | Feb 22, 2018 | 1.00K |
| Flood | Jul 5, 2018 | 1.00K |
| Flash Flood | Jun 25, 2015 | 1.00K |
| Flood | Jun 8, 2015 | 0.50K |
| Flash Flood | Jun 10, 2014 | 1.00K |
| Flood | Apr 30, 2009 | 0.00K |
| Flood | Jun 19, 2009 | 0.75K |
| Flood | May 14, 2009 | 1.00K |
| Flood | Mar 11, 2009 | 0.00K |
Flash Flood — Jun 4, 2020
During the evening hours of June 3rd a series of thunderstorms brought pockets of severe weather to portions of central Indiana. A few thunderstorms became severe north of the Indianapolis metro which led to thunderstorm wind damage. A microburst from another thunderstorm caused fairly significant damage in Rush County near the county seat of Rushville. Thunderstorms continued into the night...
Flood — Feb 22, 2018
Unseasonably high amounts of moisture flowed into central Indiana from the southwest and south during the latter part of February. At times during the period of February 19th to the 24th, the precipitable water values (a measure of moisture in the atmosphere) reached record levels for February.||Heavy rainfall fell early in the week (February 19/20) across northern sections of central Indiana. ...
Flood — Jul 5, 2018
Scattered showers and thunderstorms developed along the Illinois-Indiana border near and in Vermillion County during the early afternoon of July the 5th. Heavy rainfall from these storms caused some flooding along Interstate 74.
Flash Flood — Jun 25, 2015
A northeast to southwest oriented line of thunderstorms moved east-southeast from west-central Indiana into central Indiana during the morning hours of June 25th. These storms produced a singular wind damage and small hail report. North of these thunderstorms was a large shield of rain caused some flash flooding across northern portions of central Indiana.
Flood — Jun 8, 2015
Beginning on the 7th, numerous weather systems brought seemingly unending rains and at times torrential downpours to various portions of the state. The first heavy rains of the month occurred in portions of east central Illinois in addition to west central and northwest Indiana. Rainfall of 2 to nearly 6 inches on the 7th caused flooding across portions of Warren, Fountain, and Vermillion coun...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Vermillion County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Vermillion County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.