2 flood insurance claims·$1,983 paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Warren County, Indiana. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
General flooding from heavy seasonal rainfall and severe weather systems dominates the local risk profile, accounting for 78 recorded events and 1 death over the last 30 years alongside 14 flash flood events.
Historical events illustrate these recurring weather patterns. In February 2009, rainfall totals between one-half and three and one-half inches produced the most extensive flooding seen in the region since June 2008. Later events, such as a heavy multi-day rainfall system that dropped two to nearly six inches across the area, caused significant flooding in June 2015. Federal insurance records for the county reflect minimal claims history, showing single claims in both Zone X and unknown zones with average payouts ranging from $0 to $1,983 and average recorded water depths of zero inches.
Properties situated near rivers, streams, and low-lying areas should pay the closest attention to local flood risks, particularly during periods of persistent heavy rainfall and severe summer thunderstorms.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
12 NOAA storm reports from Warren County describe what happened, in the words of the forecasters who covered it. Read the Indiana flood stories →
17 federal disaster declarations since 1974, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Mar 30, 2025 |
| Severe Storms And Flooding | Feb 14, 2018 |
| Snow | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Jan 1, 2005 |
| Severe Storms, Tornadoes And Flooding | Jul 3, 2004 |
| Severe Storms, Tornadoes, And Flooding | May 25, 2004 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
92 since 1996: 14 flash floods and 78 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | Jun 8, 2015 | $500 |
| Flash Flood | Jul 2, 2011 | $20,000 |
| Flood | Jun 12, 2010 | $500 |
| Flash Flood | May 15, 2009 | — |
| Flood | May 14, 2009 | $1,000 |
| Flood | Feb 11, 2009 | — |
| Flood | Mar 9, 2009 | — |
| Flood | Apr 6, 2009 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · Jun 8, 2015. Beginning on the 7th, numerous weather systems brought seemingly unending rains and at times torrential downpours to various portions of the state. The first heavy rains of the month occurred in portions of east central Illinois in addition to west central and northwest Indiana. Rainfall of 2 to nearly 6 inches on the 7th caused flooding across portions of Warren, Fountain, and Vermillion counties.
Flash Flood · Jul 2, 2011. A line of showers and thunderstorms pushed south out of northern Indiana during the evening of July the 2nd. The strongest activity was mainly across western portions of central Indiana, where a number of straight-line wind damage and flash flooding observations were reported.
Flood · Jun 12, 2010. Scattered showers and thunderstorms pushed into Central Indiana from the west during the evening of June 12th. The majority of the severe weather reports from this episode were of the thunderstorm wind variety. A tornado also touched down north of Paragon in Morgan County. Flooding was noted across portions of the forecast area as well. Approximately 25,000 customers were without power across the state.
Flash Flood · May 15, 2009. As of approximately 1730 EST a generally west to east warm front extended from roughly the Kansas City Metro area to near Indianapolis. Storms spread eastward with time across Indiana where ample instability/shear could be found across the central third of the state, an important ingredient for severe weather. Tornado watch number 309 was issued by the Storm Prediction Center at 1840 EST. Hail, wind, and flood re…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Warren County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.