Enter any address in Warrick County, Indiana to see its FEMA flood zone
Flash flooding from heavy rainfall is the dominant flood character in Warrick County, Indiana. Over the last 30 years, NOAA data shows 127 flood events and 34 flash flood events. Recent examples include flash flooding on February 15, 2025, caused by 2-5 inches of rainfall, and flooding on July 18, 2025, where training storm activity produced torrential rainfall rates.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the most claims, with an average payout of $7,377 and an average water depth of 4.6 feet. However, properties in Zone X_UNSHADED have seen higher average payouts of $12,055, despite a lower average water depth of 3.1 feet. Homeowners in Zone A, as well as those in Zone X_UNSHADED, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
46 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Warrick County, Indiana has recorded 161 flood-related events since 1996 according to NOAA's Storm Events Database, including 34 flash floods and 127 river or area floods. The county has received 20 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1979–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Mar 30, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Feb 14, 2018 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Feb 29, 2012 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Winter Storm | Severe Storm | Jan 26, 2009 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2006 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 19, 2025 | 10.00K |
| Flood | Jul 18, 2025 | 0.00K |
| Flash Flood | Jul 18, 2025 | 40.00K |
| Flood | Jul 15, 2025 | 0.00K |
| Flash Flood | Feb 15, 2025 | 0.00K |
| Flood | Feb 9, 2025 | 0.00K |
| Flood | May 8, 2025 | 0.00K |
| Flood | Jan 29, 2024 | 0.00K |
| Flash Flood | May 14, 2024 | 50.00K |
| Flood | Apr 6, 2024 | 0.00K |
Flash Flood — Jul 19, 2025
As high pressure slowly crept northward towards the Quad State region, ridging remained over the middle Mississippi River Valley. A slow-moving MCS moved through the northeastern half of the Quad State midday to near sunset. CAPE rose to 1000-2000J/kg in Southwest Indiana with effective bulk shear around 30kts. Extremely high moisture content with precipitable water values of 2.25in resulted in...
Flood — Jul 18, 2025
A surface boundary was positioned west to east across the Quad State during the early afternoon with convective activity increasing with daytime heating. Scattered convection primarily occurred south of the boundary mid to late afternoon. MLCAPE reached 2000-3000J/kg but effective bulk shear was very limited. Precipitable water values over 2 allowed for torrential rainfall rates. Training storm...
Flash Flood — Jul 18, 2025
A surface boundary was positioned west to east across the Quad State during the early afternoon with convective activity increasing with daytime heating. Scattered convection primarily occurred south of the boundary mid to late afternoon. MLCAPE reached 2000-3000J/kg but effective bulk shear was very limited. Precipitable water values over 2 allowed for torrential rainfall rates. Training storm...
Flood — Jul 15, 2025
A morning frontal boundary on the northern edge of the Quad State lifted a little northward during the day on the 15th. A 40-50kt jet out of the WSW continued into the Quad State, bringing enough Gulf moisture to keep PWATs over 2 inches. MLCAPE values reached 2000-2500J/kg, while effective bulk shear remained limited. In Southwest Indiana, scattered showers and thunderstorms occurred through t...
Flash Flood — Feb 15, 2025
An area of heavy rainfall spread northeast across southwest Indiana from late afternoon on the 15th through the evening and into the early morning hours on the 16th. Total rainfall of 2-5 was reported across the region with the highest amounts from Vanderburgh through Spencer counties. Flash flooding of streets, creeks, and low-lying areas from the Angel Mounds area in southeast Evansville eas...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Warrick County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Warrick County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.