Enter any address in Wayne County, Indiana to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Wayne County, IN. Between 1994 and 2024, NOAA Storm Events data recorded 34 flash flood events and 53 flood events. Recent examples include locally heavy rainfall from scattered thunderstorms on April 24, 2025, and showers and thunderstorms producing heavy rainfall on April 4, 2025.
National Flood Insurance Program (NFIP) claims data indicates that while Zone A areas have seen the most claims, properties in Zone X and Zone X_UNSHADED have experienced higher average payouts and water depths. Homeowners in areas designated as Zone A, as well as those in Zone X and Zone X_UNSHADED, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Wayne County, Indiana has recorded 87 flood-related events since 1996 according to NOAA's Storm Events Database, including 34 flash floods and 53 river or area floods. The county has received 14 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1991–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And | Severe Storm | Apr 19, 2011 |
| Severe Storms And Flooding | Severe Storm | Sep 12, 2008 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | May 30, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Snow | Snowstorm | Dec 21, 2004 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jul 4, 2003 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 24, 2025 | 0.00K |
| Flood | Apr 5, 2025 | 0.00K |
| Flood | Apr 4, 2025 | 0.00K |
| Flood | Jul 29, 2024 | 0.00K |
| Flood | Apr 11, 2024 | 5.00K |
| Flood | Jul 9, 2024 | 0.00K |
| Flash Flood | Jun 5, 2024 | 1.00K |
| Flash Flood | Jun 5, 2024 | 8.00K |
| Flash Flood | Jun 5, 2024 | 0.00K |
| Flood | Mar 3, 2023 | 0.00K |
Flood — Apr 24, 2025
Scattered thunderstorms developed during the afternoon hours in a warm and humid airmass. Some of the storms produced locally heavy rainfall.
Flood — Apr 5, 2025
Showers and thunderstorms produced locally heavy rainfall late in the evening and into the overnight hours.
Flood — Apr 4, 2025
Showers and thunderstorms produced locally heavy rainfall late in the evening and into the overnight hours.
Flood — Jul 29, 2024
An upper level disturbance moving southeast across the region produced showers and thunderstorms during the evening hours.
Flood — Apr 11, 2024
A low pressure system moving through the Ohio River Valley resulted in occasional showers and thunderstorms.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Wayne County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Wayne County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.