Enter any address in Wells County, Indiana to see its FEMA flood zone
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Wells County, Indiana has recorded 12 flood-related events since 1996 according to NOAA's Storm Events Database, including 10 flash floods and 2 river or area floods. The county has received 15 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Snow | Snowstorm | Feb 12, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 1, 2005 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 25, 2004 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jul 4, 2003 |
| Snow | Snowstorm | Dec 11, 2000 |
| Winter Storm 12/23/98 | Snowstorm | Jan 1, 1999 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 27, 2019 | 0.00K |
| Flood | Jun 15, 2015 | 0.00K |
| Flash Flood | Jun 13, 2015 | 0.00K |
| Flash Flood | Jul 13, 2015 | 0.00K |
| Flash Flood | Jul 24, 2011 | 0.00K |
| Flash Flood | Jul 6, 2003 | — |
| Flood | Jul 5, 2003 | 4.5M (1 deaths) |
| Flash Flood | Jul 5, 2003 | — |
| Flash Flood | Jul 4, 2003 | — |
| Flash Flood | Jul 22, 1998 | 250K |
Flash Flood — May 27, 2019
A warm front surged north across the region, allowing for a moderately unstable, highly sheared environment to exist. Thunderstorms developed in Illinois and moved into northern Indiana, producing damaging winds and several tornadoes.
Flood — Jun 15, 2015
Several rounds of rainfall brought flooding to many counties during a couple day period. On average, three to five inches of rain fell, often in a few hours. This rainfall occurred over already saturated ground from recent rains over the past couple of weeks. This resulted in an extended period of runoff and flooding issues.
Flash Flood — Jun 13, 2015
Storms initiated along a stationary front across northern Indiana. Moderate instability and weak shear led to a few wet downbursts which caused isolated wind damage. The greater threat became flooding as rainfall rates of 2 to 4 inches per hour became common.
Flash Flood — Jul 13, 2015
A northward retreating outflow boundary from morning thunderstorms and eastward migration of upstream instability allowed for convection to fire later in the evening as the cap eroded and an upstream upper level trough approached the region. Storms initially produced isolated hail and wind damage, however heavy rainfall and flash flooding quickly became the primary threat.
Flash Flood — Jul 24, 2011
A moist, unstable atmosphere was in place, with only limited low and mid level flow. This resulted in slow moving, very efficient rain producing thunderstorms. Three to five inches of rain fell across portions of Grant, Blackford, Jay and Wells counties with some flash flooding reported near the Blackford and Wells county line.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Wells County, Indiana:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Wells County, Indiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.