FEMA flood zones · Iowa

Buena Vista County, Iowa Flood Zone Map

1 flood insurance claims·$0 paid·7 federal flood & hurricane disasters

9% of Buena Vista County’s area is in FEMA’s high-risk flood zones, and another 1% in shaded X (mostly the 0.2% floodplain and areas behind levees).

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Buena Vista County, Iowa. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Buena Vista County floods

Standard river flooding events dominate the historical flood profile, backed by 53 recorded flood events compared to 17 flash flood events over the last 30 years.

Recent history illustrates these multi-day weather impacts. A significant heavy rainfall event from June 20 to 22, 2024 brought widespread rainfall totals of 5 to 10 inches, causing major to record flooding along area streams and rivers that devastated communities and resulted in extensive overland flooding. Earlier that year, multiple rounds of thunderstorms from May 19 to 21, 2024 produced 2 to 4 inches of rain, causing water ponding in fields, inundating gravel roads in northern Buena Vista County, and driving water level rises along waterways through the Little Sioux River Basin. Historic river levels from the June event also remained above flood stage into July 2024.

NFIP historical claims data includes 1 claim in an unknown zone, which recorded an average payout of $0 and an average recorded water depth of 0 inches. Properties near rivers, streams, and low-lying areas should pay the most attention to flood risk in this county.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

12 NOAA storm reports from Buena Vista County describe what happened, in the words of the forecasters who covered it. Read the Iowa flood stories →

Federal disasters

22 federal disaster declarations since 1965, 7 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Flooding, Straight-line Winds, And TornadoesJun 16, 2024
Severe Storms, Tornadoes, And FloodingMay 20, 2024
Severe Storms, Straight-line Winds, And TornadoesDec 15, 2021
Severe Storms And FloodingMar 12, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingJun 6, 2018
Severe Storms, Tornadoes, Straight-line Winds, And FloodingJun 14, 2014
Severe Storms, Tornadoes, And FloodingMay 19, 2013
Severe Storms, Tornadoes, And Straight-line WindsApr 9, 2011

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

70 since 1996: 17 flash floods and 53 river or area floods.

EventDateDamage
FloodMay 21, 2024$85,000
FloodJun 21, 2024—
FloodJun 21, 2024$2.4M
FloodJul 1, 2024—
Flash FloodMay 13, 2023$10,000
Flash FloodMay 13, 2023—
FloodApr 10, 2023—
FloodMar 14, 2019—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 21, 2024. Multiple rounds of thunderstorms during the May 19th through 21st timeframe produced areas of heavy rainfall across the region. As much as 2 to 4 inches of rain fell during the 3 day period. Ponding of water in fields and low lying areas was common with largely saturated soils already in place prior to the additional rainfall. Some gravel roads were also inundated, mainly across northern Buena Vista County. Rises…

Flood · Jun 21, 2024. A multi-day significant heavy rainfall event from June 20-22 resulted in widespread rain totals between 5 and 10 inches across portions of southeast South Dakota, northwest Iowa, and southwest Minnesota. As rainfall reached area streams and rivers, major to record flooding was observed, devastating several towns and communities. Extensive overland flooding also resulted in significant impacts and damages. All rive…

Flood · Jul 1, 2024. River levels from the historic June flooding remained above flood stage for some locations into July, although continued a declining trend.

Flash Flood · May 13, 2023. A weakening upper level low pressure area moved into far southeast South Dakota by early evening. Slow moving thunderstorms developed within a very narrow axis which nosed into Buena Vista County, where the environment featured maximized and collocated 0-3km shear and 0-3km CAPE, and resulted in a few brief tornadoes connected with storm development phase. In addition, very efficient thermodynamic profiles result…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Buena Vista County

If a building in Buena Vista County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.