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Fort Madison, Iowa Flood Zones

Check an Address in Fort Madison

Enter any address in Fort Madison, Iowa to see its FEMA flood zone

Flood Risk in Fort Madison, Iowa

Fort Madison has a population of 10,270 residents. Like many communities in Iowa, properties in Fort Madison may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Fort Madison. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Iowa Statewide Flood Data

Total NFIP Claims
14,742
Total Claims Paid
$344.5M
Active Policies
1,000
Avg Premium
$710/yr
Disaster Declarations
1,926
Peak Claims Year
2008

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Fort Madison

FEMA assigns flood zone designations to areas in Fort Madison, Iowa:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Fort Madison

Properties in Fort Madison that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Iowa is approximately $710 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Iowa flood zone data →