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Keokuk County, Iowa Flood Zones

Check an Address in Keokuk County

Enter any address in Keokuk County, Iowa to see its FEMA flood zone

The Flooding Character of Keokuk County

Flash flooding from thunderstorms and river overflow are the dominant flood types in Keokuk County. Between 1994 and 2024, NOAA Storm Events data recorded 24 flood events and 15 flash flood events. For example, in October 2018, successive flash flood events brought widespread river flooding, with major flooding observed on several rivers. Earlier that month, 2 to 4 inches of rain fell on saturated soils, causing flash flooding through the county. In March 2019, snowmelt, frozen ground, ice jams, and rainfall contributed to moderate to major flooding on tributary rivers.

National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced claims. Between 2004 and 2023, there were 2 claims in Zone A, with an average payout of $13,574 and an average water depth of 1.5 feet. Homeowners and residents in areas prone to flash flooding and located near rivers should pay the most attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Keokuk County

13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Iowa flood stories →

Flood Risk Data for Keokuk County

Keokuk County, Iowa has recorded 39 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 24 river or area floods. The county has received 19 federal disaster declarations, 8 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Keokuk County Disaster History

FEMA Disaster Declarations (1965–2020)

Disaster Declarations
19
Flood/Coastal Disasters
8
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Keokuk County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms And FloodingFloodMar 12, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormJun 26, 2014
Severe Storms, Tornadoes, And FloodingSevere StormMay 19, 2013
Severe Storms, Straight-line Winds, And FloodingFloodApr 17, 2013
Severe Storms, Flooding, And TornadoesSevere StormJun 1, 2010
Severe Storms, Tornadoes, And FloodingSevere StormMay 25, 2008
Severe Winter StormSevere Ice StormDec 10, 2007
Severe Winter StormsSevere StormFeb 23, 2007

Recorded Flood Events in Keokuk County

NOAA Storm Events Database (1996–2025)

Total Flood Events
39
River/Area Floods
24
Flash Floods
15
Total Property Damage
$3.9M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Keokuk County

TypeDateDamage
Flash FloodJul 2, 20240.00K
FloodMar 15, 20190.00K
FloodOct 12, 20180.00K
Flash FloodOct 6, 20180.00K
Flash FloodSep 1, 20180.00K
FloodDec 16, 20150.00K
Flash FloodJun 30, 20140.00K
FloodJul 3, 20140.00K
FloodJul 1, 20140.00K
Flash FloodMay 28, 20130.00K

Keokuk County Flood History

Flash Flood — Jul 2, 2024

A line of organized storms surged into eastern Iowa late in the day and produced severe winds and heavy rainfall. The strongest storms occurred in a swath just south of Interstate 80, including near Iowa City, producing thunderstorm wind gusts of 60 to 80 MPH. There were rainfall amounts of 2 to 3.50 inches.

Flood — Mar 15, 2019

Significant flooding occurred across eastern Iowa during the Spring 2019. Moderate to major flooding was observed on most Iowa tributary rivers due to snowmelt, frozen ground, ice jams, saturated soils, and rainfall from March 9th to 12th.The higher crests occurred on the Skunk, English, Cedar, Wapsipinicon, and Maquoketa Rivers in Iowa. Most of these rivers crested during the 2nd and 3rd wee...

Flood — Oct 12, 2018

A prolonged and exceptionally wet fall combined with successive flash flood events in eastern Iowa and northwest Illinois to bring widespread minor to moderate river flooding to nearly all rivers in this area. In addition, major flooding occurred on rivers, including the Mississippi, Iowa, Wapsipinicon, English, North Skunk, Maquoketa, and Rock Rivers. This major flood event stretched through m...

Flash Flood — Oct 6, 2018

Thunderstorms with heavy rain moved over the same areas through the early morning hours in eastern Iowa and northwest Illinois. A band of 2 to 4 inches of rain fell on already saturated soils, causing a stripe of flash flooding from Keokuk County through Clinton County, and Stephenson County in northwest Illinois.

Flash Flood — Sep 1, 2018

A stationary front interacting with a series of weak upper disturbances produced rounds of storms. Flash flooding occurred with areas of 3 to 6 inches of rain. A few storms also produced winds of 60 to 70 mph and isolated large hail.

Source: NOAA National Weather Service Storm Events Database.

Keokuk County NFIP Flood Insurance Claims

Total Claims Filed
2
Total Paid Out
$27,147
Avg Claim
$13,573
Avg Water Depth
3.0 ft

Claims by Flood Zone

A Zones (High Risk)
2

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Keokuk County

FEMA assigns flood zone designations to areas in Keokuk County, Iowa:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Keokuk County

Properties in Keokuk County, Iowa that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.