FEMA flood zones · Iowa

Poweshiek County, Iowa Flood Zone Map

4 federal flood & hurricane disasters

8% of Poweshiek County’s area is in FEMA’s high-risk flood zones, and another 1% in shaded X (mostly the 0.2% floodplain and areas behind levees).

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Poweshiek County, Iowa. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Poweshiek County floods

Flooding from riverine floods and flash floods dominates the historical record in Poweshiek County, with the NOAA Storm Events Database recording 25 flood events and 11 flash flood events over the last 30 years.

Severe weather events have frequently produced significant heavy rainfall and subsequent flooding across the region. For example, multiple rounds of slow-moving thunderstorms dropped two to four inches of rainfall from a low-pressure system, resulting in flash flooding through the morning of May 21, 2024. Earlier, stationary frontal boundaries and high dew points fueled heavy rainfall and storms during events in September 2018 and October 2018.

Homeowners, real estate agents, and journalists should pay the closest attention to properties located near rivers, streams, and low-lying areas prone to rapid accumulation from heavy thunderstorm rainfall.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

29 NOAA storm reports from Poweshiek County describe what happened, in the words of the forecasters who covered it. Read the Iowa flood stories →

Federal disasters

15 federal disaster declarations since 1969, 4 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Tornadoes, And FloodingMay 20, 2024
Severe StormsAug 10, 2020
Severe Storms, Tornadoes, Straight-line Winds, And FloodingJun 26, 2014
Severe Storms, Tornadoes, And FloodingMay 19, 2013
Severe Storms, Tornadoes, And FloodingMay 25, 2008
Severe Winter StormsFeb 23, 2007
Hurricane Katrina EvacuationAug 29, 2005
Severe Storms, Tornadoes, And FloodingMay 19, 2004

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

36 since 1996: 11 flash floods and 25 river or area floods.

EventDateDamage
FloodMay 21, 2024—
FloodOct 9, 2018$100,000
FloodSep 5, 2018$150,000
Flash FloodSep 5, 2018—
Flash FloodSep 5, 2018$100,000
FloodSep 2, 2018$50,000
Flash FloodSep 1, 2018$10,000
Flash FloodSep 1, 2018$50,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 21, 2024. PLEASE NOTE, for tornadoes, please see separate Storm Data entry for May 21st. ||Multiple rounds of thunderstorms brought torrential rainfall, damaging winds, hail and destructive tornadoes to the state. These thunderstorms were the result of a low pressure system which lifted north into the area on the night of May 20th, 2024, producing slow moving storms that dropped 2 to 4 inches of rainfall. This resulted in f…

Flood · Oct 9, 2018. Tornadoes made an October appearance along with other strong storms and heavy rainfall as a number of conditions came together. A frontal boundary stalled out across Iowa, situated from southwest to northeast, roughly cutting the state in half. Dew points were on the high side given the time of the year, in the upper 60s to low 70s, yielding low lifted condensation levels. In addition, low level turning resulted i…

Flood · Sep 5, 2018. Wet conditions continued across the state with yet another round of moderate to heavy rainfall on top of already mostly saturated conditions. A shortwave moving through the upper level flow out of the southwest, a surface front situated to the west and northwest of the state, and strong 850 mb flow were the main contributors to showers and storms. ||Conditions were certainly conducive for heavy rainfall, includi…

Flash Flood · Sep 5, 2018. Wet conditions continued across the state with yet another round of moderate to heavy rainfall on top of already mostly saturated conditions. A shortwave moving through the upper level flow out of the southwest, a surface front situated to the west and northwest of the state, and strong 850 mb flow were the main contributors to showers and storms. ||Conditions were certainly conducive for heavy rainfall, includi…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Poweshiek County

If a building in Poweshiek County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.