FEMA flood zones · Iowa

Van Buren County, Iowa Flood Zone Map

53 flood insurance claims·$517,757 paid·6 federal flood & hurricane disasters

11% of Van Buren County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Van Buren County, Iowa. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Van Buren County floods

Flash flooding from summer thunderstorms dominates the flood profile of Van Buren County, supported by 23 flash flood events compared to 17 general flood events over the last 30 years according to NOAA data.

Severe weather instances illustrate this hazard, such as a slow-moving storm system on July 11, 2021, that dropped 1 to 3 inches of rain and caused flash flooding during the late morning and early afternoon. Similarly, two rounds of heavy rain totaling 2 to 3 inches moved through within 24 hours on May 27, 2021, resulting in the flooding of fields and local roads.

National Flood Insurance Program records indicate that property owners in Zone A should pay the most attention, as this zone accounts for the vast majority of the county's historical claims with 40 filings averaging $11,686 and an average recorded water depth of 25 inches. Homeowners in Zone X_UNSHADED also experienced significant risk, recording an average water depth of 32 inches across 5 claims.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

Where the flood claims came from

18% of Van Buren County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.

49 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 22 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2008, with 26 claims and $348,267 paid, the year of Severe Storms, Tornadoes, and Flooding.

1980: 1 claims1985: 1 claims1993: 11 claims2008: 26 claims2009: 1 claims2010: 8 claims2011: 1 claims2013: 3 claims2019: 1 claims1980199020002010

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

16 NOAA storm reports from Van Buren County describe what happened, in the words of the forecasters who covered it. Read the Iowa flood stories →

Federal disasters

16 federal disaster declarations since 1965, 6 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, And TornadoesDec 15, 2021
Severe Storm And TornadoesJul 19, 2018
Severe Storms, Straight-line Winds, And FloodingApr 17, 2013
Severe Storms, Flooding, And TornadoesJun 1, 2010
Severe Storms, Tornadoes, And FloodingMay 25, 2008
Severe Winter StormDec 10, 2007
Severe Storms And FloodingAug 17, 2007
Severe Winter StormsFeb 23, 2007

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

40 since 1996: 23 flash floods and 17 river or area floods.

EventDateDamage
FloodMay 27, 2021—
Flash FloodJun 24, 2021—
Flash FloodJul 11, 2021—
Flash FloodJun 30, 2020—
FloodMay 29, 2019—
FloodMay 28, 2019—
Flash FloodMay 28, 2019—
FloodApr 18, 2013—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 27, 2021. Locally heavy rainfall led to flooding of fields and local roads in parts of Van Buren County overnight on the 27th. Van Buren and Lee Counties saw the worst of the rain, with accumulations around 2-3 inches, as two rounds of heavy rain moved through within 24 hours.

Flash Flood · Jun 24, 2021. A line of strong thunderstorms and heavy rain moved through Iowa on the 24th, which led to flash flooding for some areas. The areas seeing the largest impact were in Jefferson and Van Buren Counties in Iowa. The environment in which these storms were in not only favored thunderstorms, but heavy rain, as moisture indices were near record level. Very efficient rain rates were seen, where 2 to 3 inches per hour were…

Flash Flood · Jul 11, 2021. A stalled storm system centered near Galesburg Illinois brought several rounds of showers and embedded thunderstorms to eastern Iowa through the day. These showers and thunderstorms were slow moving westward across the area and were efficient rainfall producers. Trained spotters reported 1 to 3 inches of rain in Van Buren County that led to flash flooding during the late morning and early afternoon.

Flash Flood · Jun 30, 2020. A shortwave lifting northeastward from Missouri and a slow moving mesoscale convective vorticity maximum interacted with a warm and humid air mass across eastern Iowa and brought showers and thunderstorms that produced heavy rainfall. This led to flash flooding in Van Buren County.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Van Buren County

If a building in Van Buren County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.