FEMA flood zones · Kansas

Cheyenne County, Kansas Flood Zone Map

Less than 1% of Cheyenne County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Cheyenne County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Cheyenne County floods

Flash flooding from summer thunderstorms dominates the flood risk profile in Cheyenne County. According to NOAA Storm Events data from the last 30 years, the county recorded 37 flash flood events compared to only 3 general flood events.

Recent storms illustrate this hazard. On August 10, 2025, evening thunderstorms produced quarter-sized hail, 58 mph winds, and flooding across the county. Earlier, on August 7, 2023, a frontal boundary brought heavy rainfall that caused flash flooding—with flooding in at least one location continuing overnight until sunrise—alongside severe weather that produced large hail up to softball size and wind gusts up to an estimated 70 mph.

Property owners and real estate professionals should assess local topography and drainage patterns, paying close attention to properties situated in low-lying areas and locations susceptible to rapid runoff during intense convective storms.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

23 NOAA storm reports from Cheyenne County describe what happened, in the words of the forecasters who covered it. Read the Kansas flood stories →

Federal disasters

12 federal disaster declarations since 2005.

DisasterBegan
Severe Storms, Straight-line Winds, Tornadoes, And FloodingMay 18, 2025
Severe Winter Storm, Snowstorm, Straight-line Winds, And FloodingApr 28, 2017
Severe Storms And FloodingSep 2, 2016
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 4, 2015
Severe Storms, Flooding, And TornadoesJun 7, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Winter StormsDec 6, 2007
Severe Winter StormDec 28, 2006

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

40 since 1996: 37 flash floods and 3 river or area floods.

EventDateDamage
Flash FloodAug 10, 2025$1,000
Flash FloodMay 11, 2023—
Flash FloodJul 8, 2023—
FloodAug 7, 2023—
Flash FloodAug 7, 2023—
FloodAug 16, 2022—
FloodJul 24, 2020$100
Flash FloodJul 23, 2020$100

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Aug 10, 2025. Thunderstorms across northwest Kansas had it its eye on Cheyenne county during the evening of the 10th leading to quarter size hail, 58 mph winds and flooding.

Flash Flood · May 11, 2023. A high impact storm system moved across Northwest Kansas. The storm system produced an environment that was favorable for any of the developing thunderstorms to produce a tornado, which led to multiple tornadoes occurring on this day. The strongest tornado was rated an EF-1 which caused damage to the high school in Weskan. ||Otherwise thunderstorms produced hail up to half dollar in size near Wallace, and wind g…

Flash Flood · Jul 8, 2023. In the middle afternoon, storms began forming in northeastern Colorado. As the day progresses, a line of storm cells formed with one cell producing multiple wind gusts around 100 MPH based on the tree damage left behind. These storms also produced hail up to quarter in size. Flash flooding occurred in St. Francis due to the accumulating hail and heavy rainfall causing Highway 36 to become impassable for a short…

Flood · Aug 7, 2023. During the late afternoon and evening hours of August 7th, a frontal boundary moved across Northwestern Kansas allowing for showers and thunderstorms to develop within the region. Some of these thunderstorms became severe and produced large hail up to softballs in size, a brief landspout, damaging wind gusts up to an estimated 70 mph, and heavy rainfall leading to flash flooding. Winds from the storms also caused…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Cheyenne County

If a building in Cheyenne County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.