2 flood insurance claims·$35,000 paid·1 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Cloud County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from summer thunderstorms dominates the flood profile of Cloud County, Kansas, accounting for over two-thirds of recorded events over the last 30 years with 16 flash floods compared to 7 general floods.
Storms frequently produce heavy rainfall linked to severe weather complexes, such as the thunderstorms on June 26, 2020, that brought heavy rain, hail, and damaging winds to the area, or the multi-day storm systems observed on June 4, 2015, which dropped persistent flooding rains across the region. Other significant weather systems, including the storms on July 26, 2020, have also triggered flash flooding across multiple counties.
NFIP claim records for the county are limited, with Zone A capturing two claims averaging $35,000 per payout and an average recorded water depth of 0 inches. Property owners located within Zone A and those situated near low-lying areas or known flash flood paths should pay the most attention to local weather alerts during severe summer thunderstorm events.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
16 federal disaster declarations since 1967, 1 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 8, 2024 |
| Severe Storms And Straight Line Winds | Dec 15, 2021 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides | Apr 28, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | May 4, 2015 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Jul 22, 2013 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | May 19, 2011 |
| Severe Storms, Flooding, And Tornadoes | Jun 7, 2010 |
| Severe Winter Storms | Dec 6, 2007 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
23 since 1996: 16 flash floods and 7 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jun 26, 2020 | — |
| Flash Flood | Jul 26, 2020 | — |
| Flash Flood | Sep 3, 2018 | — |
| Flood | Jun 4, 2015 | — |
| Flood | Jun 2, 2011 | — |
| Flash Flood | Jul 21, 2010 | — |
| Flash Flood | Sep 15, 2010 | — |
| Flash Flood | Jun 26, 2008 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jun 26, 2020. Thunderstorms initially impacting north-central KS the night of 6/26 into 6/27 with hail, damaging wind and heavy rain that led to flooding. The complex eventually expanded in coverage, causing severe weather elsewhere across northeast KS by early 6/27.
Flash Flood · Jul 26, 2020. Flash flooding occurred in several counties following a batch of strong thunderstorms in north-central KS. An isolated storm in Franklin County also caused flooding.
Flash Flood · Sep 3, 2018. Several rounds of thunderstorms along a stationary frontal boundary resulted in significant flash-flooding in portions of Riley, Marshall, and Pottawatomie Counties. Numerous damaging wind reports were noted as well.
Flood · Jun 4, 2015. Several MCSs affected northeast Kansas during this 2-day event. Each round of storms brought hail, gusty winds, and flooding rains. Each of the MCSs formed near the NE/KS state line and moved southeastward across the area. The environment was able to recover after each round, and the convection remained partially surface based through out the event.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Cloud County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.