FEMA flood zones · Kansas

Decatur County, Kansas Flood Zone Map

Less than 1% of Decatur County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Decatur County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Decatur County floods

Flash flooding from severe summer thunderstorms dominates the flood profile of Decatur County, Kansas, accounting for the majority of recorded flood events over the last 30 years compared to general river floods.

Severe weather events recorded in the county demonstrate the specific conditions that cause local flooding. Torrential rainfall from storms crossing from Colorado led to localized flash flooding on June 30, 2023. Additionally, abundant snowmelt caused floodwaters to rise out of the banks along the North Fork of the Prairie Dog Creek, flooding local roads in Southwest Decatur County on March 13, 2019.

Property owners and residents situated near creeks, drainage ways, and local roads prone to rapid runoff should pay the closest attention to these recurring flash flood and snowmelt risks.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

4 NOAA storm reports from Decatur County describe what happened, in the words of the forecasters who covered it. Read the Kansas flood stories →

Federal disasters

11 federal disaster declarations since 2004.

DisasterBegan
Severe Winter Storm, Snowstorm, Straight-line Winds, And FloodingApr 28, 2017
Severe Storms, Flooding, And TornadoesJun 7, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Flooding And TornadoesMay 22, 2008
Severe Winter StormsDec 6, 2007
Severe Winter StormDec 28, 2006
Severe Winter StormNov 27, 2005
Hurricane Katrina EvacuationSep 1, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

17 since 1996: 12 flash floods and 5 river or area floods.

EventDateDamage
FloodJun 30, 2023—
Flash FloodMay 26, 2019—
FloodMar 13, 2019—
Flash FloodAug 13, 2019—
Flash FloodJul 29, 2018—
FloodSep 4, 2016—
Flash FloodSep 3, 2016—
Flash FloodJun 21, 2010—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Jun 30, 2023. In the early afternoon of the 30th, storms from Colorado crossed into Kansas along I-70. These storms caused widespread wind damage and up to 2 inch in diameter hail. The highest measured wind gust was 79.4 mph at Hill City and then the station promptly stopped reporting winds. One injury did occur when a vehicle was blown off of the road. Torrential rainfall also lead to localized flash flooding.

Flash Flood · May 26, 2019. Thunderstorms in northwest Kansas produced a tornado in Thomas County in addition to several reports of hail, strong winds, and flash flooding from heavy rains.

Flood · Mar 13, 2019. Due abundant snow melt, flood waters rose out of the banks in the North Fork of the Prairie Dog Creek in Northeast Thomas County and Southwest Decatur County, flooding local roads.

Flash Flood · Aug 13, 2019. Thunderstorms produce hail up to lime size, damaging winds, and flash flooding in northwest Kansas.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Decatur County

If a building in Decatur County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.