FEMA flood zones · Kansas

Graham County, Kansas Flood Zone Map

1 federal flood & hurricane disasters

FEMA’s digital flood map shows no high- or moderate-risk zones in Graham County. That can mean the area was never studied in detail or has no digital map, not that it can’t flood; the county floodplain administrator can say which.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Graham County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Graham County floods

Flash flooding from severe storms dominates the flood risk profile in Graham County. Over the past 30 years, the NOAA Storm Events Database records 22 flash flood events alongside 5 general flood events.

Recent history illustrates this threat. On May 25, 2023, slow-moving, high-precipitation thunderstorms formed across eastern Colorado and northwest Kansas, dumping upwards of 6 inches of rain near Hoxie and causing widespread flooding in various locations throughout the region.

Property owners and real estate professionals should review local FEMA flood maps to determine specific zone designations and relative risk levels for individual parcels.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

15 NOAA storm reports from Graham County describe what happened, in the words of the forecasters who covered it. Read the Kansas flood stories →

Federal disasters

16 federal disaster declarations since 1993, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm, Straight-line Winds, Flooding, And WildfiresMar 14, 2025
Severe Winter Storms And Straight-line WindsMar 17, 2022
Severe Storms And Straight Line WindsDec 15, 2021
Severe Winter Storm, Snowstorm, Straight-line Winds, And FloodingApr 28, 2017
Severe Storms And FloodingSep 2, 2016
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Flooding And TornadoesMay 22, 2008
Severe Winter StormsDec 6, 2007

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

27 since 1996: 22 flash floods and 5 river or area floods.

EventDateDamage
FloodMay 25, 2023$5,000
Flash FloodMay 25, 2023$1,000
Flash FloodAug 13, 2019—
Flash FloodAug 8, 2019—
Flash FloodJun 30, 2018—
Flash FloodJun 30, 2018$500,000
FloodMay 28, 2018—
Flash FloodMay 28, 2018$100,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 25, 2023. In the late morning of the 25th, a line of storms from eastern Kansas restrengthened as they slowly moved northwest. These storms dumped upwards of 6 inches of rain near Hoxie and caused flooding in various locations in northwest Kansas. As the day progressed, more storms began firing to the west from the outflow of this initial system. In the afternoon of the 25th, these new slow moving, high precipitation thunde…

Flash Flood · May 25, 2023. In the late morning of the 25th, a line of storms from eastern Kansas restrengthened as they slowly moved northwest. These storms dumped upwards of 6 inches of rain near Hoxie and caused flooding in various locations in northwest Kansas. As the day progressed, more storms began firing to the west from the outflow of this initial system. In the afternoon of the 25th, these new slow moving, high precipitation thunde…

Flash Flood · Aug 13, 2019. Thunderstorms produce hail up to lime size, damaging winds, and flash flooding in northwest Kansas.

Flash Flood · Aug 8, 2019. A severe thunderstorm produced a wind gust of 59 mph at the Goodland airport. Repeated thunderstorms with heavy rain produced localized flash flooding in northwest Kansas late on the night of the 7th and into the early morning hours of the 8th.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Graham County

If a building in Graham County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.