FEMA flood zones · Kansas

Meade County, Kansas Flood Zone Map

2 flood insurance claims·$0 paid·1 federal flood & hurricane disasters

Less than 1% of Meade County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Meade County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Meade County floods

Flash flooding from summer thunderstorms dominates the flood history of Meade County. According to NOAA Storm Events data from the last 30 years, the county recorded 14 flash flood events compared to only 2 general flood events. Recent incidents include a flash flood on May 27, 2015, driven by thunderstorms developing in a very unstable atmosphere aided by a short wave trough and residual outflow boundaries. Another flash flood occurred on May 23, 2019, caused by thunderstorms forming along a stalled and stationary front during the late afternoon and evening.

Federal records indicate minimal historical National Flood Insurance Program (NFIP) claim activity in the area. Specifically, FEMA data lists one claim in Zone X and one claim in Zone UNKNOWN, both of which recorded an average payout of $0 and an average recorded water depth of 0 inches. Given this distribution, homeowners, journalists, and real estate agents monitoring properties in unmapped or moderate-to-low risk zones should pay the closest attention to localized storm runoff and intense convective rainfall patterns that trigger sudden flash flooding across the region.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

Federal disasters

15 federal disaster declarations since 1973, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, Tornadoes, And FloodingJun 26, 2024
Severe Winter Storms And Straight-line WindsMar 17, 2022
Severe Storms And Straight Line WindsDec 15, 2021
Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and MudslidesApr 28, 2019
Severe Winter StormJan 13, 2017
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 4, 2015
Severe Storms, Straight-line Winds, Tornadoes, And FloodingJul 22, 2013
Severe Winter Storm And Record And Near Record SnowMar 26, 2009

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

16 since 1996: 14 flash floods and 2 river or area floods.

EventDateDamage
Flash FloodMay 23, 2019—
Flash FloodMay 5, 2019$1.0M
FloodMay 27, 2015—
Flash FloodMay 27, 2015—
Flash FloodJun 14, 2015—
Flash FloodJun 30, 2014—
Flash FloodApr 20, 2004—
FloodAug 19, 2004—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · May 23, 2019. A stalled and stationary front was the focus for thunderstorm developed during the late afternoon and evening.

Flash Flood · May 5, 2019. A warm front moved north back into Kansas initiating thunderstorms, some severe.

Flood · May 27, 2015. Thunderstorms developed in a very unstable atmosphere aided by a short wave trough and residual outflow boundaries.

Flash Flood · May 27, 2015. Thunderstorms developed in a very unstable atmosphere aided by a short wave trough and residual outflow boundaries.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Meade County

If a building in Meade County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.