Enter any address in Montgomery County, Kansas to see its FEMA flood zone
Flash flooding from heavy rainfall events is the dominant flood character in Montgomery County. Between 2000 and 2023, NOAA Storm Events data recorded 48 flash flood events and 38 general flood events. Recent examples include heavy rainfall causing short-term flooding on June 3, 2024, and copious rain prompting flash flood warnings on July 17, 2021.
National Flood Insurance Program (NFIP) claims data from Montgomery County shows a range of flood experiences across different zones. Zone A experienced 192 claims with an average payout of $17,490 and an average water depth of 5.5 feet. Zone X_SHADED had 23 claims averaging $12,808 and 2.7 feet of water. Zone X_UNSHADED saw 19 claims with an average payout of $22,616 and an average water depth of 6.0 feet.
Homeowners in Zone A, and those in Zone X_UNSHADED with higher average water depths and payouts, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
32 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Montgomery County, Kansas has recorded 86 flood-related events since 1996 according to NOAA's Storm Events Database, including 48 flash floods and 38 river or area floods. The county has received 15 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Tornadoes And Flooding | Severe Storm | May 9, 2019 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides | Severe Storm | Apr 28, 2019 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jul 22, 2013 |
| Severe Winter Storms And Snowstorm | Severe Storm | Dec 22, 2009 |
| Severe Storms, Flooding, Straight-line Winds, And Tornadoes | Severe Storm | Apr 25, 2009 |
| Severe Storms, Flooding And Tornadoes | Severe Storm | May 22, 2008 |
| Severe Winter Storms | Severe Storm | Dec 6, 2007 |
| Severe Storms And Flooding | Severe Storm | Jun 26, 2007 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 3, 2024 | 0.00K |
| Flash Flood | Jul 17, 2021 | 0.10K |
| Flood | Jul 17, 2021 | 0.10K |
| Flash Flood | May 15, 2020 | 0.10K |
| Flood | Sep 8, 2020 | 15.00K |
| Flash Flood | May 26, 2019 | 0.00K |
| Flood | May 25, 2019 | 0.00K |
| Flood | May 24, 2019 | 0.00K |
| Flood | May 21, 2019 | 0.00K |
| Flash Flood | May 21, 2019 | 0.00K |
Flood — Jun 3, 2024
A complex of marginally severe thunderstorms developed and moved through the region during the morning hours of the 3rd. Most thunderstorms did not produce severe hail or wind, but rainfall was very heavy causing short term flooding in many areas. This flooding subsided during the evening hours.
Flash Flood — Jul 17, 2021
Showers and thunderstorms dropped copious amounts of rain across the county warning area prompting several flood warnings and one flash flood warning in Montgomery county.
Flood — Jul 17, 2021
Showers and thunderstorms dropped copious amounts of rain across the county warning area prompting several flood warnings and one flash flood warning in Montgomery county.
Flash Flood — May 15, 2020
Severe storms dropped lots of hail, produced sporadic wind damage, and also caused widespread flooding and areas of flash flooding on May 15th, 2020. Hail sized remained below 1.5 inches and the winds were between 60 and 70 mph. Unfortunately, a tree was blown across a roadway and an individual did not see the tree and crashed into it and lost his life.
Flood — Sep 8, 2020
The combination of high atmospheric moisture, and a nearly stationary south |to north orientated boundary, and southwest winds, generated several rounds of |showers/embedded storms on September 8th, 2020. The heavy rainfall produced some flooding across southeast Kansas with 2 to 5 inches of rainfall reported.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Montgomery County, Kansas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Montgomery County, Kansas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.