FEMA flood zones · Kansas

Phillips County, Kansas Flood Zone Map

Less than 1% of Phillips County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Phillips County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Phillips County floods

Flash flooding from summer thunderstorms dominates the flood risk in Phillips County, accounting for 14 of the 19 recorded flood events over the last 30 years, with general floods making up the remaining 5 events.

Slow-moving storm systems frequently produce intense, localized rainfall that leads to rapid flooding. For example, nearly stationary thunderstorms brought heavy rain during the early morning hours of May 31, 2024, following an evolving mesoscale convective vortex. Similarly, on April 28, 2022, a large, very slow-moving supercell stalled over the northern half of the county for approximately four hours, producing heavy rainfall alongside large hail and brief grass fires.

Property owners and real estate agents should pay close attention to areas vulnerable to rapid runoff and localized heavy downpours, particularly properties situated near small creeks, low-water crossings, and other low-lying areas susceptible to sudden flash flooding.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

17 NOAA storm reports from Phillips County describe what happened, in the words of the forecasters who covered it. Read the Kansas flood stories →

Federal disasters

19 federal disaster declarations since 2004.

DisasterBegan
Severe Winter Storm, Straight-line Winds, Flooding, And WildfiresMar 14, 2025
Severe Storms, Straight-line Winds, Tornadoes, And FloodingJul 14, 2023
Severe Winter Storms And Straight-line WindsMar 17, 2022
Severe Storms And Straight Line WindsDec 15, 2021
Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and MudslidesApr 28, 2019
Severe Storms And FloodingSep 2, 2016
SnowstormFeb 20, 2013
Severe Storms, Flooding, And TornadoesJun 7, 2010

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

19 since 1996: 14 flash floods and 5 river or area floods.

EventDateDamage
Flash FloodMay 31, 2024$100,000
Flash FloodApr 28, 2022—
FloodMay 27, 2019—
Flash FloodOct 2, 2017—
FloodSep 4, 2016$75,000
Flash FloodSep 3, 2016$75,000
Flash FloodJul 24, 2015$35,000
Flash FloodAug 4, 2015$10,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · May 31, 2024. Nearly stationary thunderstorms bring isolated heavy rain to portions of Phillips County during the early morning hours of May 31st. A mesoscale convective vortex (MCV) evolved out of a cluster of thunderstorms in W Kansas during the late evening hours on May 30th, then slowly shifted eastward overnight. The MCV sparked new thunderstorm activity in Phillips County around 3AM. Thunderstorms continued to blossom in…

Flash Flood · Apr 28, 2022. It was truly a one storm show within this North Central Kansas area on this Thursday evening, as a large, very slow-moving supercell presided over much of the northern half of Phillips County for about four hours, causing flooding rains, large hail and even sparking a few brief, lightning-induced grass fires along its leading (southern) edge in advance of the heavy rain core. Above all else, flash flooding/areal f…

Flood · May 27, 2019. A right-moving supercell produced tennis ball size hail and funnel clouds on this Memorial Day (Monday) evening. Around 6 PM CST, a lone thunderstorm began forming along the Trego-Ness county line. This storm rapidly matured and became a supercell as it moved north-northeast. It began moving into southern Rooks county around 645 PM CST. At that time, the supercell was in the progress of splitting. A few minutes la…

Flash Flood · Oct 2, 2017. For the second straight evening/overnight, strong to severe storms affected portions of this six-county North Central Kansas area, this time occurring on the evening of Monday the 2nd into the early morning of Tuesday the 3rd. While there was a lone report of estimated 60 MPH winds at Burr Oak early in the evening, the big story on this night ended up being heavy rainfall and flooding, especially within western po…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Phillips County

If a building in Phillips County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.