Enter any address in Pratt County, Kansas to see its FEMA flood zone
Flash flooding from thunderstorms dominates Pratt County's flood history. Between 1993 and 2023, the NOAA Storm Events Database recorded 15 flash flood events and 8 general flood events. For example, heavy rain from early morning thunderstorms caused flash flooding in July 2025, and severe thunderstorms triggered flash flooding in September 2019.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone X\_SHADED have experienced the most claims, with an average payout of $18 and an average water depth of -1.8 feet. While claims in Zone A and Zone X\_UNSHADED have had no reported payout or water depth, and Zone UNKNOWN has had minimal payouts and water depth, these statistics reflect only a portion of the flood risk. Homeowners in areas designated as Zone X\_SHADED, or those located near waterways that could experience overflow, should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
Pratt County, Kansas has recorded 23 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 8 river or area floods. The county has received 19 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 18, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides | Severe Storm | Apr 28, 2019 |
| Severe Storms, Straight-line Winds, And Flooding | Severe Storm | Oct 4, 2018 |
| Severe Storms, Straight-line Winds, And Flooding | Severe Storm | Sep 1, 2018 |
| Severe Winter Storm | Severe Ice Storm | Jan 13, 2017 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jul 22, 2013 |
| Snowstorm | Snowstorm | Feb 20, 2013 |
| Severe Winter Storm And Record And Near Record Snow | Severe Storm | Mar 26, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 25, 2025 | 5.00K |
| Flash Flood | Sep 24, 2019 | 0.00K |
| Flood | Oct 8, 2018 | 2.50M |
| Flood | Sep 3, 2018 | 0.00K |
| Flash Flood | Sep 25, 2017 | 0.00K |
| Flash Flood | Jun 24, 2014 | 0.00K |
| Flash Flood | Jul 29, 2013 | 0.00K |
| Flood | Jul 24, 2010 | 0.00K |
| Flood | Jun 13, 2010 | 0.00K |
| Flash Flood | Aug 30, 2003 | — |
Flash Flood — Jul 25, 2025
During the very early morning thunderstorms developed along a surface boundary. Supported my low/mid level warm and moisture advection, a lot of rain was quickly able to drop heavy rain rates across Kiowa, Pawnee, and Pratt counties.
Flash Flood — Sep 24, 2019
A cold front provided the convergence to overcome a relatively warm layer aloft. But with conditionally unstable air, thunderstorms were able to develop and become severe.
Flood — Oct 8, 2018
Several days of continued set the stage for near saturated ground. An upper level disturbance and attendant warm front contributed to additional storms with heavy rainfall and continued flooding issues.
Flood — Sep 3, 2018
An upper level trough with embedded minor disturbances approached western Kansas late in the day. Combined with daytime heating, this caused vigorous convection to develop by early evening, which lingered through the night. These storms caused numerous flooding issues across western Kansas.
Flash Flood — Sep 25, 2017
A cold front in the wake of a passing upper level short wave trough helped to produce scattered thunderstorms late in the morning.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Pratt County, Kansas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Pratt County, Kansas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.