FEMA flood zones · Kansas

Rawlins County, Kansas Flood Zone Map

Less than 1% of Rawlins County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Rawlins County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Rawlins County floods

Flash flooding from severe thunderstorms dominates the flood risk profile in Rawlins County, accounting for 22 of the 30 recorded flood events over the last 30 years, alongside 8 general flood events.

Heavy rainfall events frequently impact the region, as demonstrated in May 2023. A high-impact storm system on May 12, 2023, produced severe weather including tornadoes, hail, and heavy rainfall across Northwest Kansas. Shortly after, a slow-moving storm system on May 26, 2023, dropped upwards of 6 inches of rain near Hoxie and caused localized flooding throughout the northwest Kansas area.

Homeowners, real estate agents, and journalists should pay the closest attention to properties vulnerable to rapid stormwater accumulation during intense seasonal downpours.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

6 NOAA storm reports from Rawlins County describe what happened, in the words of the forecasters who covered it. Read the Kansas flood stories →

Federal disasters

10 federal disaster declarations since 2005.

DisasterBegan
Severe Storms, Straight-line Winds, And FloodingJul 17, 2025
Severe Storms, Straight-line Winds, Tornadoes, And FloodingJul 14, 2023
Severe Winter Storm, Snowstorm, Straight-line Winds, And FloodingApr 28, 2017
Severe Winter Storms And SnowstormDec 22, 2009
Severe Winter StormsDec 6, 2007
Severe Winter StormDec 28, 2006
Severe Winter StormNov 27, 2005
Hurricane Katrina EvacuationSep 1, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

30 since 1996: 22 flash floods and 8 river or area floods.

EventDateDamage
FloodMay 26, 2023$5,000
Flash FloodMay 26, 2023$20,000
FloodMay 12, 2023—
Flash FloodMay 12, 2023—
Flash FloodAug 24, 2019—
FloodAug 23, 2019—
Flash FloodAug 11, 2019—
Flash FloodJul 1, 2019—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · May 26, 2023. In the late morning of the 25th, a line of storms from eastern Kansas restrengthened as they slowly moved northwest. These storms dumped upwards of 6 inches of rain near Hoxie and caused flooding in various locations in northwest Kansas. As the day progressed, more storms began firing to the west from the outflow of this initial system. In the afternoon of the 25th, these new slow moving, high precipitation thunde…

Flash Flood · May 26, 2023. In the late morning of the 25th, a line of storms from eastern Kansas restrengthened as they slowly moved northwest. These storms dumped upwards of 6 inches of rain near Hoxie and caused flooding in various locations in northwest Kansas. As the day progressed, more storms began firing to the west from the outflow of this initial system. In the afternoon of the 25th, these new slow moving, high precipitation thunde…

Flood · May 12, 2023. A high impact storm system moved across Northwest Kansas. The storm system produced an environment that was favorable for any of the developing thunderstorms to produce a tornado, which led to multiple tornadoes occurring on this day. The strongest tornado was rated an EF-1 which caused damage to the high school in Weskan. ||Otherwise thunderstorms produced hail up to half dollar in size near Wallace, and wind g…

Flash Flood · May 12, 2023. A high impact storm system moved across Northwest Kansas. The storm system produced an environment that was favorable for any of the developing thunderstorms to produce a tornado, which led to multiple tornadoes occurring on this day. The strongest tornado was rated an EF-1 which caused damage to the high school in Weskan. ||Otherwise thunderstorms produced hail up to half dollar in size near Wallace, and wind g…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Rawlins County

If a building in Rawlins County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.