FEMA flood zones · Kansas

Seward County, Kansas Flood Zone Map

39 flood insurance claims·$113,977 paid·1 federal flood & hurricane disasters

4% of Seward County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Seward County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

Where the flood claims came from

Less than 1% of Seward County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.

27 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 2 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2003, with 11 claims and $18,782 paid, the year of Severe Storms, Tornadoes, and Flooding.

1978: 2 claims1982: 2 claims1983: 1 claims1985: 4 claims1991: 5 claims1994: 1 claims1996: 2 claims1998: 3 claims2003: 11 claims2006: 2 claims2009: 1 claims2014: 1 claims2015: 2 claims2017: 2 claims1980199020002010

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

1 NOAA storm reports from Seward County describe what happened, in the words of the forecasters who covered it. Read the Kansas flood stories →

Federal disasters

12 federal disaster declarations since 1973, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter Storm, Snowstorm, Straight-line Winds, And FloodingApr 28, 2017
Severe Winter StormJan 13, 2017
Severe Winter Storm And Record And Near Record SnowMar 26, 2009
Severe Storms, Flooding And TornadoesMay 22, 2008
Severe Winter StormsDec 6, 2007
Severe Winter StormDec 28, 2006
Hurricane Katrina EvacuationSep 1, 2005
Severe Storms, Tornadoes, And FloodingMay 4, 2003

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

13 since 1996: 10 flash floods and 3 river or area floods.

EventDateDamage
Flash FloodJun 18, 2024—
Flash FloodAug 3, 2020—
Flash FloodAug 24, 2019—
FloodJul 14, 2017—
FloodMay 18, 2010—
FloodJul 5, 2006—
Flash FloodJun 28, 2003—
Flash FloodMay 15, 2003—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Aug 3, 2020. A subtle shortwave trough in northwest flow aloft helped produce early morning thunderstorms. These early morning storms were isolated but slow moving allowing for rainfall totals up to 6 inches.

Flood · Jul 14, 2017. Regardless of an extremely weak flow aloft across the Western High Plains during the period, showers and thunderstorms developed late in the afternoon/evening in the vicinity of a frontal boundary that remained near and along the vicinity of the Oklahoma border. Steep low/mid level lapse rates, sufficient instability, and increased forcing near the boundary created conditions favorable for isolated to widely scatt…

Flood · May 18, 2010. A strong upper level jet maxima helped to support isentropic lift across the area as a surface trough edged eastward. Abundant moisture interacted with the features to produce widespread thunderstorms, some severe.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Seward County

If a building in Seward County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.