FEMA flood zones · Kansas

Sherman County, Kansas Flood Zone Map

FEMA’s digital flood map shows no high- or moderate-risk zones in Sherman County. That can mean the area was never studied in detail or has no digital map, not that it can’t flood; the county floodplain administrator can say which.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Sherman County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Sherman County floods

Flash flooding from summer thunderstorms dominates the flood risk profile in Sherman County, Kansas, accounting for 43 recorded events compared to 13 general flood events over the last 30 years.

Severe weather moving across the region frequently brings torrential rainfall alongside high winds and hail. For instance, storms crossing from Colorado along I-70 on June 30, 2023, produced widespread wind damage and localized flash flooding. Similarly, heavy rainfall from slow-moving storms on June 15, 2023, led to localized flash flooding specifically in northeastern Sherman County. Additional heavy rainfall occurred later in the summer during severe storms on August 7, 2023, resulting in flooding that persisted overnight in at least one location.

Homeowners, real estate agents, and journalists monitoring property risk in the area should pay the most attention to locations prone to rapid accumulation from intense summer downpours and storms tracking along major transit corridors like I-70.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

23 NOAA storm reports from Sherman County describe what happened, in the words of the forecasters who covered it. Read the Kansas flood stories →

Federal disasters

9 federal disaster declarations since 2005.

DisasterBegan
Severe Winter Storm, Straight-line Winds, Flooding, And WildfiresMar 14, 2025
Severe Winter Storm, Snowstorm, Straight-line Winds, And FloodingApr 28, 2017
Severe Storms, Straight-line Winds, Tornadoes, And FloodingMay 19, 2011
Severe Winter StormsDec 6, 2007
Severe Winter StormDec 28, 2006
Severe Winter StormNov 27, 2005
Hurricane Katrina EvacuationSep 1, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

56 since 1996: 43 flash floods and 13 river or area floods.

EventDateDamage
Flash FloodJun 30, 2023—
FloodMay 17, 2023$10
Flash FloodJun 15, 2023—
Flash FloodAug 7, 2023—
FloodJun 7, 2022—
Flash FloodMay 26, 2019—
Flash FloodAug 11, 2019—
Flash FloodAug 10, 2019—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 30, 2023. In the early afternoon of the 30th, storms from Colorado crossed into Kansas along I-70. These storms caused widespread wind damage and up to 2 inch in diameter hail. The highest measured wind gust was 79.4 mph at Hill City and then the station promptly stopped reporting winds. One injury did occur when a vehicle was blown off of the road. Torrential rainfall also lead to localized flash flooding.

Flood · May 17, 2023. In the late afternoon a slow moving, heavy rain producing thunderstorm was moving southeast across southwestern Nebraska and into Northwest Kansas. The heavy rain caused some county roads to be flooded in lower elevations for at least a day while the storm did produce a 60 mph wind gust as it move through the area.

Flash Flood · Jun 15, 2023. In the early morning hours of the 15th, scattered showers began to slowly intensify into weak storms. In the early afternoon some of the scattered storms began producing small hail, with the largest stones falling in Sherman county being nickel sized. Torrential rainfall also occurred with these storms, which lead to localized flash flooding in northeastern Sherman County.

Flash Flood · Aug 7, 2023. During the late afternoon and evening hours of August 7th, a frontal boundary moved across Northwestern Kansas allowing for showers and thunderstorms to develop within the region. Some of these thunderstorms became severe and produced large hail up to softballs in size, a brief landspout, damaging wind gusts up to an estimated 70 mph, and heavy rainfall leading to flash flooding. Winds from the storms also caused…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Sherman County

If a building in Sherman County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.