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FEMA flood zones · Kansas

Stafford County, Kansas Flood Zone Map

3 federal flood & hurricane disasters

Less than 1% of Stafford County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Stafford County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

Federal disasters

25 federal disaster declarations since 1965, 3 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, Tornadoes, And FloodingMay 18, 2025
Severe Winter Storm, Straight-line Winds, Flooding, And WildfiresMar 14, 2025
Severe Storm, Straight-line Winds, Tornadoes, And FloodingMay 19, 2024
Severe Winter StormJan 8, 2024
Severe Storms, Straight-line Winds, Tornadoes, And FloodingJul 14, 2023
Severe Winter Storms And Straight-line WindsMar 17, 2022
Severe Storms And Straight Line WindsDec 15, 2021
Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and MudslidesApr 28, 2019

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

14 since 1996: 6 flash floods and 8 river or area floods.

EventDateDamage
Flash FloodJun 9, 2024—
Flash FloodApr 15, 2017—
FloodJul 5, 2010—
FloodMay 8, 2008$15,000
FloodMar 26, 2007—
Flash FloodMay 23, 2007—
FloodMay 6, 2007—
FloodMay 5, 2007—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Apr 15, 2017. Thunderstorms developed along a weak cold front during the afternoon. A low pressure center in the Oklahoma panhandle helped lift moist air north interacting with the front. Behind the front upslope flow promoted additional thunderstorm activity.

Flood · Jul 5, 2010. As is typical on the 4th of July in western Kansas, thunderstorms disrupted festivities at many locations. Excessive rainfall occurred at a few spots. A shortwave trough moved across a tropical air mass that was in place. Flooding that resulted continued into the 5h.

Flood · May 8, 2008. A strong upper system in the westerlies combined with a strong subtropical jet over southwest Kansas. At the surface there was a dryline and front intersection allowing deep convective initiation.

Flash Flood · May 23, 2007. A second day in a row of severe weather produced reports of large hail and isolated brief tornadoes.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Stafford County

If a building in Stafford County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.