FEMA flood zones · Kansas

Stevens County, Kansas Flood Zone Map

1 federal flood & hurricane disasters

Less than 1% of Stevens County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Stevens County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

Federal disasters

12 federal disaster declarations since 1973, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, And FloodingJul 17, 2025
Severe Storms And Straight Line WindsDec 15, 2021
Severe Winter Storm, Snowstorm, Straight-line Winds, And FloodingApr 28, 2017
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 4, 2015
Haskell County FireApr 3, 2011
Severe Winter Storm And Record And Near Record SnowMar 26, 2009
Severe Winter StormsDec 6, 2007
Severe Winter StormDec 28, 2006

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

12 since 1996: 11 flash floods and 1 river or area floods.

EventDateDamage
Flash FloodJun 5, 2025—
Flash FloodJun 18, 2024—
FloodJun 11, 2015—
Flash FloodSep 23, 2014$100,000
Flash FloodSep 23, 2014—
Flash FloodAug 29, 2003—
Flash FloodAug 28, 2003—
Flash FloodSep 11, 1999—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 5, 2025. Mid-level CVA with surface heating leading to instability, storms initiated along a surface boundary in Colorado. Into the afternoon these storms strengthened and moved into SW Kansas producing a tornado, hail, strong wind gusts, and areas of flash flooding.

Flood · Jun 11, 2015. Both a cold front and an upper level low moving out of the Rockies helped fuel severe thunderstorms during the evening.

Flash Flood · Sep 23, 2014. Thunderstorms during the previous late evening produced heavy rainfall and caused flash flooding across parts of Stevens county.

Flash Flood · Sep 23, 2014. Sustained surface convergence of an unstable atmosphere led to thunderstorms developing during the evening, some of which became severe.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Stevens County

If a building in Stevens County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.