FEMA flood zones · Kansas

Wilson County, Kansas Flood Zone Map

72 flood insurance claims·$1.6M paid·2 federal flood & hurricane disasters

19% of Wilson County’s area is in FEMA’s high-risk flood zones, and another 2% in shaded X (mostly the 0.2% floodplain and areas behind levees).

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Wilson County, Kansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Wilson County floods

Flash flooding from severe weather and thunderstorms dominates the flood profile of Wilson County, Kansas, accounting for 33 events compared to 21 standard flood events over the last 30 years.

Recent localized events illustrate this risk. In April 2024, volatile severe weather brought an abundance of moisture, numerous rotating storms, and multiple flood and flash flood events across the region. Subsequent heavy rainfall from May 12 to May 14, 2023, produced isolated to scattered thunderstorms that resulted in minor flooding in some locations, following earlier patterns such as the heavy showers that prompted flood warnings in July 2021.

National Flood Insurance Program records show that properties in Zone A have experienced the highest frequency of claims with 47 filings, averaging an 18-inch water depth and a $21,386 payout. Meanwhile, unshaded and shaded Zone X properties have recorded 22 total claims with average water depths ranging from 5 to 20 inches and payouts exceeding $18,500. Homeowners in mapped high-risk zones, such as Zone A, alongside property owners in moderate-to-low risk Zone X areas where significant water depths have occasionally been recorded, should pay the closest attention to these flood risks.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

Where the flood claims came from

32% of Wilson County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.

69 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 15 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2007, with 31 claims and $614,949 paid, the year of Severe Storms and Flooding and Severe Winter Storms.

1984: 1 claims1986: 10 claims1992: 1 claims1994: 1 claims1995: 2 claims1998: 1 claims2002: 2 claims2005: 1 claims2007: 31 claims2008: 2 claims2009: 1 claims2013: 4 claims2019: 10 claims2024: 5 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

18 NOAA storm reports from Wilson County describe what happened, in the words of the forecasters who covered it. Read the Kansas flood stories →

Federal disasters

17 federal disaster declarations since 1976, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, Tornadoes, And FloodingApr 25, 2024
Tornadoes And FloodingMay 9, 2019
Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and MudslidesApr 28, 2019
Severe Storms, Straight-line Winds, Tornadoes, And FloodingJul 22, 2013
Severe Storms, Flooding, And TornadoesJun 7, 2010
Severe Winter Storms And SnowstormDec 22, 2009
Severe Storms, Flooding, Straight-line Winds, And TornadoesApr 25, 2009
Severe Storms, Flooding And TornadoesMay 22, 2008

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

54 since 1996: 33 flash floods and 21 river or area floods.

EventDateDamage
FloodApr 28, 2024—
Flash FloodApr 27, 2024—
FloodMay 12, 2023—
Flash FloodJul 3, 2022$100
FloodJul 16, 2021—
FloodMay 15, 2020—
FloodMay 26, 2019—
Flash FloodMay 22, 2019—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Apr 28, 2024. On Saturday April 27th, there was volatile severe weather across Kansas and Oklahoma. An abundance of moisture and increasing shear through the day resulted in numerous rotating storms which produced several tornadoes across the Flint Hills into southeast Kansas. The strongest tornado was an EF-2 which occurred in Cowley County which did damage to a few outbuildings. Luckily there were no injuries or fatalities re…

Flash Flood · Apr 27, 2024. On Saturday April 27th, there was volatile severe weather across Kansas and Oklahoma. An abundance of moisture and increasing shear through the day resulted in numerous rotating storms which produced several tornadoes across the Flint Hills into southeast Kansas. The strongest tornado was an EF-2 which occurred in Cowley County which did damage to a few outbuildings. Luckily there were no injuries or fatalities re…

Flood · May 12, 2023. Multiple rounds of isolated to scattered thunderstorms impacted portions of the Flint Hills and southeast Kansas from May 12 to May 14. While not widespread, a few storms produced up to 70 mph winds and up to quarter-sized hail. Minor flooding also occurred in some locations.

Flash Flood · Jul 3, 2022. An isolated slow moving storm caused flash flooding over southeast Kansas on July 4th, 2022.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Wilson County

If a building in Wilson County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.