Enter any address in Boyle County, Kentucky to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Boyle County, KY. Between 2020 and 2025, NOAA Storm Events data recorded 18 flash flood events and 6 flood events. For example, heavy rainfall associated with a cold front moving through the region caused flash flooding on July 1, 2021. In another instance, thunderstorms on June 20, 2020, led to widespread flooding and a fatality when individuals attempted to drive through floodwaters.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $16,730 and an average water depth of -3.0 feet. Claims in Zone X, while fewer, also show significant payouts. Residents in areas designated as Zone A, or those located near waterways, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Boyle County, Kentucky has recorded 24 flood-related events since 1996 according to NOAA's Storm Events Database, including 18 flash floods and 6 river or area floods. The county has received 21 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Mar 3, 2023 |
| Severe Winter Storms, Landslides, And Mudslides | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms, Snowstorms, Flooding, Landslides, And Mudslides | Snowstorm | Feb 15, 2015 |
| Severe Storms, Flooding, Mudslides, And Tornadoes | Severe Storm | May 1, 2010 |
| Severe Winter Storm | Severe Ice Storm | Jan 27, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 15, 2025 | 0.00K |
| Flash Flood | Jul 1, 2021 | 0.00K |
| Flash Flood | Jun 29, 2020 | 0.00K |
| Flash Flood | Nov 30, 2019 | 0.00K |
| Flash Flood | May 31, 2018 | 0.00K |
| Flash Flood | Jun 12, 2018 | 0.00K |
| Flash Flood | Jul 1, 2018 | 20.00K |
| Flood | Dec 25, 2015 | 0.00K |
| Flood | Apr 14, 2015 | 0.00K |
| Flood | Apr 14, 2015 | 20.00K |
Flood — Jun 15, 2025
Split upper-level flow set up over the Ohio and Mississippi Valleys for several days between June 15th and 17th, 2025. Upper low pressure became cut off, with a surface stationary front meandering back and forth across the lower Ohio Valley. In the vicinity of the surface front, a moist and unstable environment was present, with precipitable water values near 2 inches. Each afternoon, scattered...
Flash Flood — Jul 1, 2021
Early on July 1st, there was a moist unstable air mass over southern Indiana and central Kentucky. Farther north in Indiana, a west to east oriented cold front was working its way south. This resulted in heavy rainfall and area flash flooding over central Kentucky as the front moved through the region. A Flash Flood Watch was in place before the event.
Flash Flood — Jun 29, 2020
During a time without any major weather systems moving through the region, a moist atmosphere with differential heating and remaining outflows from earlier thunderstorms was enough for thunderstorms and heavy rain to develop across central Kentucky. This resulted in widespread wind damage, flooding, and even fires from lightning. An elderly man drowned and his wife was injured trying to drive t...
Flash Flood — Nov 30, 2019
A low pressure system approached central Kentucky from the west with a warm front extending to the east and a cold front to the south. Early in the day as the warm front moved north through central Kentucky, the lift provided by the front caused widespread heavy rainfall in areas that were already saturated from previous rains. Flash flooding was the result across several counties in central Ke...
Flash Flood — May 31, 2018
With a moisture rich and highly unstable environment, an impulse from Missouri |formed a line of severe weather that pushed from west to east across southern |Indiana and central Kentucky. This line dropped heavy rainfall which caused flooding |issues and severe winds that caused damage to property.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Boyle County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Boyle County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.