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Breathitt County, Kentucky Flood Zones

Check an Address in Breathitt County

Enter any address in Breathitt County, Kentucky to see its FEMA flood zone

The Flooding Character of Breathitt County

Flash flooding from intense thunderstorms is the primary flood hazard in Breathitt County, KY, with 80 recorded events in the last 30 years resulting in 11 fatalities. General flooding events have also occurred, with 57 events and 1 death. Recent severe weather in May 2025 brought heavy rainfall and damaging winds to Eastern Kentucky, impacting areas like London. Another event in April 2025 involved a nocturnal convective squall line moving through the region.

NFIP claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $37,228 and an average water depth of 3.7 feet. While Zone X has fewer claims, the average payout is significantly higher at $88,078, with an average water depth of 2.1 feet. Residents in Zone A, as well as those in Zone X, should pay close attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Breathitt County

60 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Kentucky flood stories →

Flood Risk Data for Breathitt County

Breathitt County, Kentucky has recorded 137 flood-related events since 1996 according to NOAA's Storm Events Database, including 80 flash floods and 57 river or area floods. The county has received 49 federal disaster declarations, 14 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Breathitt County Disaster History

FEMA Disaster Declarations (1967–2026)

Disaster Declarations
49
Flood/Coastal Disasters
14
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Breathitt County

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Severe Storms, Straight-line Winds, And TornadoesSevere StormMay 16, 2025
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormApr 2, 2025
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere StormApr 2, 2025
Severe Storms, Straight-line Winds, Flooding, And LandslidesSevere StormFeb 14, 2025
Severe Storms, Straight-line Winds, Flooding, Landslides, And MudslidesSevere StormFeb 14, 2025
Remnants Of Hurricane HeleneTropical StormSep 27, 2024
Severe Storms, Straight-line Winds, Flooding, Landslides, And MudslidesFloodFeb 15, 2023
Severe Storms, Flooding, Landslides, And MudslidesFloodJul 26, 2022
Severe Storms, Straight-line Winds, Tornadoes, Flooding, LandslidesSevere StormDec 31, 2021

Recorded Flood Events in Breathitt County

NOAA Storm Events Database (1996–2025)

Total Flood Events
137
River/Area Floods
57
Flash Floods
80
Total Property Damage
$7.9M
Flood Deaths
12

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Breathitt County

TypeDateDamage
FloodMay 17, 20250.00K
Flash FloodMay 16, 20250.00K
FloodMay 16, 20250.00K
Flash FloodApr 4, 20250.00K
FloodJul 28, 20220.00K
Flash FloodJul 27, 20220.00K (11 deaths)
Flash FloodMay 6, 20220.00K
Flash FloodJan 1, 202220.00K
Flash FloodJan 1, 202210.00K
Flash FloodJan 1, 202260.00K

Breathitt County Flood History

Flood — May 17, 2025

Eastern Kentucky experienced multiple rounds of severe weather from May 16th into the early morning hours of May 17th.||The initial round of severe weather, occurring during the morning and early afternoon, produced swaths of large to significant hail (approaching baseball size), localized damaging winds, and heavy rainfall. Notably, intense thunderstorm wind gusts impacted downtown London, tea...

Flash Flood — May 16, 2025

Eastern Kentucky experienced multiple rounds of severe weather from May 16th into the early morning hours of May 17th.||The initial round of severe weather, occurring during the morning and early afternoon, produced swaths of large to significant hail (approaching baseball size), localized damaging winds, and heavy rainfall. Notably, intense thunderstorm wind gusts impacted downtown London, tea...

Flood — May 16, 2025

Eastern Kentucky experienced multiple rounds of severe weather from May 16th into the early morning hours of May 17th.||The initial round of severe weather, occurring during the morning and early afternoon, produced swaths of large to significant hail (approaching baseball size), localized damaging winds, and heavy rainfall. Notably, intense thunderstorm wind gusts impacted downtown London, tea...

Flash Flood — Apr 4, 2025

On the afternoon of the 2nd a strong surface low was located over the MN/WI area, with a warm front extending southwest through the OH valley, and a trailing cold front extending SSE through the Ozarks. By 00Z (the evening of the 2nd), a strong convective squall line had developed across the Ohio and Mississippi Valley which slowly continued east through the evening. By early morning on the 3rd...

Flood — Jul 28, 2022

Between July 25th and July 30th, 2022, several complexes of training thunderstorms developed south of I-64 and brought heavy rain, deadly flash flooding, and devastating river flooding to eastern Kentucky and central Appalachia. These thunderstorms, at times, caused rainfall rates in excess of 4/hr across complex terrain that led to widespread devastating impacts. While it did not rain continuo...

Source: NOAA National Weather Service Storm Events Database.

Breathitt County NFIP Flood Insurance Claims

Total Claims Filed
174
Total Paid Out
$6.2M
Avg Claim
$41,614
Avg Water Depth
6.3 ft

Claims by Flood Zone

A Zones (High Risk)
133
X Shaded (500-yr)
1

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Breathitt County

FEMA assigns flood zone designations to areas in Breathitt County, Kentucky:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Breathitt County

Properties in Breathitt County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.