Enter any address in Bullitt County, Kentucky to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Bullitt County. Between 2020 and 2025, NOAA Storm Events data recorded 38 flash flood events and 15 general flood events. Recent flash flooding occurred in January 2023 and April 2025, associated with strong weather systems and heavy rainfall.
National Flood Insurance Program (NFIP) claims data shows a significant number of claims in Zone A, with an average payout of $17,378 and an average water depth of 2.2 feet. Claims in Zone X_UNSHADED also show high average payouts ($25,277) with an average water depth of 2.5 feet. Homeowners in Zone A, Zone X_UNSHADED, and areas with unknown flood zone designations should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
28 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Bullitt County, Kentucky has recorded 53 flood-related events since 1996 according to NOAA's Storm Events Database, including 38 flash floods and 15 river or area floods. The county has received 27 federal disaster declarations, 7 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1970–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Mar 3, 2023 |
| Severe Storms, Straight-line Winds, Flooding, And Tornadoes | Tornado | Dec 10, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides | Flood | Feb 21, 2018 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 15, 2025 | 0.00K |
| Flash Flood | Apr 5, 2025 | 0.00K |
| Flash Flood | Apr 5, 2025 | 20.00K (1 deaths) |
| Flash Flood | Feb 16, 2023 | 0.00K |
| Flash Flood | Jan 3, 2023 | 0.00K |
| Flood | Jan 25, 2021 | 0.00K |
| Flash Flood | Jul 1, 2021 | 0.00K |
| Flood | Feb 25, 2018 | 0.00K |
| Flash Flood | Feb 24, 2018 | 102.00K |
| Flash Flood | Feb 24, 2018 | 0.00K |
Flash Flood — Jun 15, 2025
Split upper-level flow set up over the Ohio and Mississippi Valleys for several days between June 15th and 17th, 2025. Upper low pressure became cut off, with a surface stationary front meandering back and forth across the lower Ohio Valley. In the vicinity of the surface front, a moist and unstable environment was present, with precipitable water values near 2 inches. Each afternoon, scattered...
Flash Flood — Apr 5, 2025
On the night of April 2nd, 2025, a cold front approached the lower Ohio Valley. Along and ahead of the cold front, numerous supercells developed over southern Illinois and western Kentucky. These storms tracked eastward and occasionally grew upscale into a QLCS with bowing segments. Storms lasted all night and into the morning hours, as the cold front began to stall over the lower Ohio Valley. ...
Flash Flood — Feb 16, 2023
A strong storm system moved through the Ohio Valley beginning late in the evening on February 15th and continuing through much of the day on February 16th. An amplified mid- and upper-level trough moved across the central Plains during this time period, with an associated surface disturbance transiting from the Red River Valley northeastward into the Ohio Valley. A surface warm front was locate...
Flash Flood — Jan 3, 2023
During the overnight hours and into the morning on January 3rd, a strong system moved across central Kentucky, bringing isolated damaging wind gusts and widespread heavy rainfall. The system was associated with a negatively-tilted upper-level trough which moved from the Four Corners region on January 2nd to the upper Midwest by January 4th. A surface cyclone transited in a similar fashion to th...
Flood — Jan 25, 2021
On January 25, a low pressure system moved east through the Ohio River Valley. This brought one to three inches of rainfall and gusty winds through central Kentucky. Isolated flooding and tree damage resulted.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Bullitt County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Bullitt County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.