Enter any address in Campbell County, Kentucky to see its FEMA flood zone
Flash flooding from scattered thunderstorms is the dominant flood character in Campbell County. Recent events include flash flooding on August 28, 2024, and a broader flood event on April 2, 2024, both associated with weather systems moving through the Ohio Valley.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the most claims, with an average payout of $15,219 and an average water depth of 4.8 feet. Properties in Zone X_SHADED also show a high average payout of $4,467 with an average water depth of 8.5 feet, while Zone X_UNSHADED had a high average payout of $23,913 with an average water depth of 0.0 feet. Homeowners in these zones, as well as those in areas with unknown flood risk, should pay close attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Campbell County, Kentucky has recorded 73 flood-related events since 1996 according to NOAA's Storm Events Database, including 41 flash floods and 32 river or area floods. The county has received 17 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 6, 2019 |
| Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides | Flood | Feb 21, 2018 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | Feb 29, 2012 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 12, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Feb 16, 2025 | 0.00K |
| Flash Flood | Aug 28, 2024 | 0.00K |
| Flood | Apr 11, 2024 | 0.00K |
| Flood | Apr 2, 2024 | 20.00K (1 deaths) |
| Flash Flood | Jul 18, 2023 | 20.00K |
| Flood | Feb 17, 2022 | 0.00K |
| Flood | Feb 28, 2021 | 0.00K |
| Flash Flood | May 24, 2020 | 0.00K |
| Flood | May 24, 2020 | 0.00K |
| Flood | May 19, 2020 | 0.00K |
Flash Flood — Feb 16, 2025
A low pressure system brought heavy rainfall to the region as it moved through the Ohio Valley.
Flash Flood — Aug 28, 2024
Scattered thunderstorms developed during the afternoon hours along a frontal boundary located near the Ohio River.
Flood — Apr 11, 2024
A low pressure system moving through the Ohio River Valley resulted in occasional showers and thunderstorms.
Flood — Apr 2, 2024
A low pressure system moving through the Ohio Valley produced widespread showers and thunderstorms during the afternoon and evening hours.
Flash Flood — Jul 18, 2023
Scattered thunderstorms developed along a boundary that had stalled across the Ohio Valley.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Campbell County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Campbell County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.