Enter any address in Clinton County, Kentucky to see its FEMA flood zone
Flash flooding from heavy rainfall events is the dominant flood character in Clinton County, KY. Between 2000 and 2020, NOAA Storm Events data recorded 13 flash flood events and 5 flood events. Recent examples include flash flooding observed on March 12, 2020, following heavy rainfall from a cold front, and another flash flood event on February 19, 2019, caused by abundant moisture and isentropic lift.
Residents in areas prone to flash flooding, particularly those located near waterways or in low-lying areas, should pay close attention to flood risk. Homeowners and real estate agents should be aware of potential flood zones and consider flood insurance.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Clinton County, Kentucky has recorded 18 flood-related events since 1996 according to NOAA's Storm Events Database, including 13 flash floods and 5 river or area floods. The county has received 17 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | May 16, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Landslides, And Mudslides | Severe Storm | May 21, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Mar 3, 2023 |
| Severe Winter Storms, Landslides, And Mudslides | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Mudslides, And Tornadoes | Severe Storm | May 1, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 16, 2025 | 0.00K |
| Flash Flood | Mar 12, 2020 | 0.00K |
| Flash Flood | Feb 23, 2019 | 0.00K |
| Flood | Jun 7, 2019 | 0.00K |
| Flood | Sep 25, 2018 | 0.00K |
| Flash Flood | Sep 25, 2018 | 0.00K |
| Flash Flood | May 27, 2017 | 0.00K |
| Flood | Aug 6, 2017 | 0.00K |
| Flash Flood | May 2, 2010 | 100.00K |
| Flash Flood | Jun 1, 2008 | 0.00K |
Flash Flood — Mar 16, 2025
On the morning of March 13th, a west to east oriented cold front was pushing south near the Ohio River, but it stalled before pushing back north. This left central Kentucky in the warm sector with warm moist air moving in from the south. As the system's north to south oriented cold front moved east through the Lower Ohio Valley on the 15th, several storms produced widespread hail across north c...
Flash Flood — Mar 12, 2020
On March 12th, two warm fronts moved north through the Ohio Valley carrying warm moist air ahead of cold front that moved through later in the day. As the cold front moved through, it produces heavy rainfall and flooding across central Kentucky. Severe hail and severe wind storms were also observed.
Flash Flood — Feb 23, 2019
On February 19, 2019, a broad upper trough dipped south to the Gulf of Mexico and carried abundant amounts of moisture towards the Ohio Valley. Once the moisture was transport was underway, isentropic lift caused 1.5 to 3 of rainfall along the Mississippi and Ohio River Valleys. The higher amounts went as far north as south central Indiana.||On the 20th, an upper trough axis and cold front push...
Flood — Jun 7, 2019
A moist and unstable air mass sat over the Ohio River Valley. CAPE values exceeded 3000 J/kg, but shear was weak. This provided an environment for pulse type thunderstorms. As the heat of the day began to build, it became enough to kickoff area thunderstorms. Thunderstorms across Kentucky caused several trees to fall, severe hail, and heavy rainfall which caused several locations to flood.||Ove...
Flood — Sep 25, 2018
On the afternoon of September 22nd, a flash flood watch was issued to cover southeast Indiana and areas in and around the Bluegrass Region of Kentucky.||By September 23rd, a cold front stretched west to east from western Tennessee to far |east-central Kentucky on through eastern Kentucky. The front was tilted northward with the 700 mb level of the front just north of the Ohio River. Low level n...
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Clinton County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Clinton County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.