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Fleming County, Kentucky Flood Zones

Check an Address in Fleming County

Enter any address in Fleming County, Kentucky to see its FEMA flood zone

Fleming County Disaster History

Disaster Declarations
26
Flood/Coastal Disasters
3
Hurricane Disasters
1
Latest Disaster
SEVERE WINTER STORM (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Fleming County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-23
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2025-04-02
SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDESSevere Storm2025-02-14
REMNANTS OF HURRICANE HELENETropical Storm2024-09-27
SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDESSevere Ice Storm2021-02-08
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDESevere Storm2015-07-11
SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDESFlood2015-03-03
SEVERE STORMS, TORNADOES, AND FLOODINGSevere Storm2011-04-12

Flood Zone Types in Fleming County

FEMA assigns flood zone designations to areas in Fleming County, Kentucky:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Fleming County

Properties in Fleming County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.