Enter any address in Greenup County, Kentucky to see its FEMA flood zone
River overflow is the dominant flood character in Greenup County, KY. Between 2014 and 2023, NOAA Storm Events data recorded 51 flood events and 40 flash flood events. Recent examples include flooding in February 2025, which brought moderate to heavy rain to the area.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A, which have a high flood risk, have experienced the most claims, with an average payout of $17,880 and an average water depth of 9.0 feet. Properties in Zone X_SHADED and Zone X also show significant claim activity, with average payouts of $6,795 and $13,994 respectively. Homeowners in Zone A, Zone X_SHADED, and Zone X should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
64 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Greenup County, Kentucky has recorded 91 flood-related events since 1996 according to NOAA's Storm Events Database, including 40 flash floods and 51 river or area floods. The county has received 33 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 14, 2025 |
| Remnants Of Hurricane Helene | Tropical Storm | Sep 27, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, Landslides, And Mudslides | Severe Storm | May 21, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, Landslides, And Mudslides | Severe Storm | Apr 2, 2024 |
| Severe, Storms, Flooding, Landslides, And Mudslides | Flood | Feb 27, 2021 |
| Severe Winter Storms, Landslides, And Mudslides | Severe Ice Storm | Feb 8, 2021 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 30, 2025 | 0.00K |
| Flash Flood | Sep 25, 2025 | 0.00K |
| Flood | Feb 17, 2025 | 0.00K |
| Flood | Feb 16, 2025 | 0.00K |
| Flood | Feb 15, 2025 | 0.00K |
| Flood | Apr 6, 2025 | 0.00K |
| Flood | Apr 4, 2025 | 0.00K |
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flash Flood | Jul 1, 2025 | 0.00K |
| Flash Flood | Sep 27, 2024 | 5.00K |
Flash Flood — May 30, 2025
Beginning on the night of May 29th, a warm front lifted into the vicinity of eastern Kentucky and remained present overhead until being ushered east by a disturbance on the evening of the 30th. Behind this system, a cold front approached from the north and slowly descended southward through the area on the 31st.||Rounds of rain began on the morning of the 30th and continued to pass through the ...
Flash Flood — Sep 25, 2025
Showers and thunderstorms spread across eastern Kentucky as a cold front approached from the northwest on September 24th. Following a brief lull in the evening, activity redeveloped as the front approached the Ohio River late that night and then continued east across West Virginia on the 25th. Although the front exited the area by the evening of the 25th, scattered showers continued into the ni...
Flood — Feb 17, 2025
Light showers started to arrive into northeast Kentucky on the evening of February 14th, with more substantial rain spreading across the area overnight into the 15th as a warm front approached from the south. While precipitation coverage eroded from southeast Ohio and northwest West Virginia during the afternoon, moderate to heavy rain continued to trail across northeast Kentucky. This precipit...
Flood — Feb 16, 2025
Light showers started to arrive into northeast Kentucky on the evening of February 14th, with more substantial rain spreading across the area overnight into the 15th as a warm front approached from the south. While precipitation coverage eroded from southeast Ohio and northwest West Virginia during the afternoon, moderate to heavy rain continued to trail across northeast Kentucky. This precipit...
Flood — Feb 15, 2025
Light showers started to arrive into northeast Kentucky on the evening of February 14th, with more substantial rain spreading across the area overnight into the 15th as a warm front approached from the south. While precipitation coverage eroded from southeast Ohio and northwest West Virginia during the afternoon, moderate to heavy rain continued to trail across northeast Kentucky. This precipit...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Greenup County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Greenup County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.