FloodZoneMap.org

Harrison County, Kentucky Flood Zones

Check an Address in Harrison County

Enter any address in Harrison County, Kentucky to see its FEMA flood zone

Harrison County Disaster History

Disaster Declarations
24
Flood/Coastal Disasters
3
Hurricane Disasters
1
Latest Disaster
SEVERE WINTER STORM (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Harrison County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-23
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2025-04-02
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDESSevere Storm2025-04-02
SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDESSevere Storm2025-02-14
REMNANTS OF HURRICANE HELENETropical Storm2024-09-27
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDESSevere Storm2023-03-03
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDESFlood2015-03-03
SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOESSevere Storm2010-05-01

Flood Zone Types in Harrison County

FEMA assigns flood zone designations to areas in Harrison County, Kentucky:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Harrison County

Properties in Harrison County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.