Enter any address in Hickman County, Kentucky to see its FEMA flood zone
Flash flooding events are a significant concern in Hickman County, KY, with 36 recorded instances in the last 30 years, resulting in 4 fatalities. Additionally, 40 general flood events have been documented during the same period. Recent examples include flash flooding on January 30, 2025, which led to water rescues near the Graves/Hickman County line, and significant flash flooding on February 15, 2025, impacting western Kentucky.
National Flood Insurance Program (NFIP) data shows 11 claims filed in zones designated as UNKNOWN, with an average payout of $559 and an average water depth of 0.7 feet. Residents in areas with unknown flood risk designations, as well as those located near waterways or in low-lying areas, should pay particular attention to flood preparedness and potential risks.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
33 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Hickman County, Kentucky has recorded 76 flood-related events since 1996 according to NOAA's Storm Events Database, including 36 flash floods and 40 river or area floods. The county has received 28 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Landslides, And Mudslides | Severe Storm | May 21, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Mar 3, 2023 |
| Severe Storms, Straight-line Winds, Flooding, And Tornadoes | Tornado | Dec 10, 2021 |
| Severe Storms, Flooding, Landslides, And Mudslides | Severe Storm | Feb 3, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jan 30, 2025 | 0.00K |
| Flood | Jan 30, 2025 | 0.00K |
| Flash Flood | Sep 24, 2025 | 10.00K |
| Flood | Feb 16, 2025 | 12.00K |
| Flood | Feb 16, 2025 | 150.00K |
| Flash Flood | Feb 15, 2025 | 0.00K |
| Flood | Jun 3, 2024 | 0.00K |
| Flash Flood | Jul 19, 2023 | 250.00K |
| Flash Flood | Aug 5, 2023 | 0.00K |
| Flash Flood | Aug 4, 2023 | 0.00K |
Flash Flood — Jan 30, 2025
A low pressure system pushing northeastward through the Quad State region brought moderate to heavy rain to Western Kentucky for the midday through evening hours. Flash flood and areal flood issues developed late afternoon to early evening in the Purchase Area and Southern Pennyrile where widespread 3 to 4 inch storm total precipitation observations occurred. A water rescue occurred near the Gr...
Flood — Jan 30, 2025
A low pressure system pushing northeastward through the Quad State region brought moderate to heavy rain to Western Kentucky for the midday through evening hours. Flash flood and areal flood issues developed late afternoon to early evening in the Purchase Area and Southern Pennyrile where widespread 3 to 4 inch storm total precipitation observations occurred. A water rescue occurred near the Gr...
Flash Flood — Sep 24, 2025
A slow moving cold front lingered near the Ohio River during the evening hours on the 24th. MLCAPE values during the afternoon to early evening were around 1000J/kg, effective bulk shear was 30kts, and precipitable water was 1.75-2in. Isolated showers and storms midday became more widespread late afternoon into the evening. Part of a bridge washed out near Boaz, while significant flash flooding...
Flood — Feb 16, 2025
Significant flash flooding occurred over west Kentucky, as anomalously high amounts of low-level moisture streamed northward over a warm front that became stationary along the Tennessee border. Steady rains began just after 0000CST on the 15th and continued until around 0100CST on the 16th. The rain came in waves with the first one targeting Fulton, Murray, Fort Campbell, and Guthrie with 1-2�...
Flash Flood — Feb 15, 2025
Significant flash flooding occurred over west Kentucky, as anomalously high amounts of low-level moisture streamed northward over a warm front that became stationary along the Tennessee border. Steady rains began just after 0000CST on the 15th and continued until around 0100CST on the 16th. The rain came in waves with the first one targeting Fulton, Murray, Fort Campbell, and Guthrie with 1-2�...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Hickman County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Hickman County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.