Enter any address in Kenton County, Kentucky to see its FEMA flood zone
Flash flooding from scattered thunderstorms is the dominant flood character in Kenton County, KY, with 46 such events recorded in the last 30 years, compared to 34 general flood events. Recent examples include localized heavy rainfall from scattered thunderstorms on April 24, 2025, and occasional showers and thunderstorms associated with a low-pressure system on April 11, 2024. Widespread rain also caused flooding on February 28, 2021, when two to three inches of rain fell across the region.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have seen the most claims, with an average payout of $12,341 and an average water depth of 1.5 feet. Properties in Zone X_UNSHADED also show significant claim activity, with an average payout of $6,146 and an average water depth of 1.1 feet. Homeowners in Zone A and Zone X_UNSHADED, as well as those in areas with unknown flood risk, should pay the most attention to flood preparedness.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Kenton County, Kentucky has recorded 80 flood-related events since 1996 according to NOAA's Storm Events Database, including 46 flash floods and 34 river or area floods. The county has received 15 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1996–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides | Flood | Feb 21, 2018 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | Feb 29, 2012 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 12, 2011 |
| Severe Winter Storm | Severe Ice Storm | Jan 27, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 24, 2025 | 0.00K |
| Flood | Aug 6, 2025 | 0.00K |
| Flood | Aug 5, 2025 | 0.00K |
| Flood | Apr 11, 2024 | 0.00K |
| Flash Flood | Jul 18, 2023 | 30.00K |
| Flood | May 20, 2022 | 0.00K |
| Flood | Feb 28, 2021 | 1.00K |
| Flood | Feb 28, 2021 | 0.00K |
| Flash Flood | Aug 27, 2021 | 0.00K |
| Flood | Aug 10, 2021 | 0.00K |
Flash Flood — Apr 24, 2025
Scattered thunderstorms developed during the afternoon hours in a warm and humid airmass. Some of the storms produced locally heavy rainfall.
Flood — Aug 6, 2025
Scattered thunderstorms produced locally heavy rainfall.
Flood — Aug 5, 2025
Scattered thunderstorms produced localized flooding during the afternoon hours.
Flood — Apr 11, 2024
A low pressure system moving through the Ohio River Valley resulted in occasional showers and thunderstorms.
Flash Flood — Jul 18, 2023
Scattered thunderstorms developed along a boundary that had stalled across the Ohio Valley.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Kenton County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Kenton County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.