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Lexington-Fayette, Kentucky Flood Zones

Check an Address in Lexington-Fayette

Enter any address in Lexington-Fayette, Kentucky to see its FEMA flood zone

Flood Risk in Lexington-Fayette, Kentucky

Lexington-Fayette has a population of 322,570 residents. Like many communities in Kentucky, properties in Lexington-Fayette may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Lexington-Fayette. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Lexington-Fayette

FEMA assigns flood zone designations to areas in Lexington-Fayette, Kentucky:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Lexington-Fayette

Properties in Lexington-Fayette that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Kentucky flood zone data →