Enter any address in Magoffin County, Kentucky to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Magoffin County. Between 2022 and 2025, NOAA Storm Events data recorded 44 flash flood events and 27 flood events over the last 30 years. For example, a flash flood event occurred in February 2023 due to a stationary front and unstable airmass, and another in July 2022 resulted from training thunderstorms causing heavy rain and widespread flooding.
National Flood Insurance Program (NFIP) claims data shows a significant number of claims in zones with unknown flood risk, with an average payout of $4,606 and an average water depth of 1.0 foot. Claims in Zone A, which typically denotes areas of moderate to major flood risk, averaged $16,463 with a water depth of 2.9 feet. Properties in areas designated as Zone X, particularly Zone X_UNSHADED, have also seen substantial claims, averaging $19,147 with an average water depth of 4.2 feet, indicating a higher risk of significant water damage. Homeowners in areas with unknown flood risk, or those located near waterways, should pay close attention to potential flood hazards.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
29 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Magoffin County, Kentucky has recorded 71 flood-related events since 1996 according to NOAA's Storm Events Database, including 44 flash floods and 27 river or area floods. The county has received 49 federal disaster declarations, 13 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 14, 2025 |
| Remnants Of Hurricane Helene | Tropical Storm | Sep 27, 2024 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Flood | Feb 15, 2023 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Jul 26, 2022 |
| Severe, Storms, Flooding, Landslides, And Mudslides | Flood | Feb 27, 2021 |
| Severe Winter Storms, Landslides, And Mudslides | Severe Ice Storm | Feb 8, 2021 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flood | Apr 3, 2025 | 25.00K |
| Flash Flood | Feb 16, 2023 | 35.00K |
| Flash Flood | Jul 27, 2022 | 0.00K |
| Flash Flood | Jul 26, 2022 | 0.00K |
| Flash Flood | Feb 28, 2021 | 40.00K |
| Flash Flood | Feb 28, 2021 | 0.00K |
| Flood | Mar 1, 2021 | 0.00K |
| Flash Flood | Feb 23, 2019 | 250.00K |
| Flash Flood | Feb 23, 2019 | 40.00K |
Flash Flood — Apr 4, 2025
On the afternoon of the 2nd a strong surface low was located over the MN/WI area, with a warm front extending southwest through the OH valley, and a trailing cold front extending SSE through the Ozarks. By 00Z (the evening of the 2nd), a strong convective squall line had developed across the Ohio and Mississippi Valley which slowly continued east through the evening. By early morning on the 3rd...
Flood — Apr 3, 2025
On the afternoon of the 2nd a strong surface low was located over the MN/WI area, with a warm front extending southwest through the OH valley, and a trailing cold front extending SSE through the Ozarks. By 00Z (the evening of the 2nd), a strong convective squall line had developed across the Ohio and Mississippi Valley which slowly continued east through the evening. By early morning on the 3rd...
Flash Flood — Feb 16, 2023
A low pressure center was slowly tracking into western Kentucky during the first part of the day on Wedensday, with a stationary front positioned along the Ohio River, and keeping much of eastern Kentucky in a warm, moist, and unstable airmass. Showers and thunderstorms were ongoing through much of the morning, leading to multiple flooding reports across the region. Then by the afternoon, the l...
Flash Flood — Jul 27, 2022
Between July 25th and July 30th, 2022, several complexes of training thunderstorms developed south of I-64 and brought heavy rain, deadly flash flooding, and devastating river flooding to eastern Kentucky and central Appalachia. These thunderstorms, at times, caused rainfall rates in excess of 4/hr across complex terrain that led to widespread devastating impacts. While it did not rain continuo...
Flash Flood — Jul 26, 2022
A stationary front with a moist airmass was situated over the forecast area. As storms developed along the boundary in the afternoon, heavy rainfall combined with training storms moving across the same locations, caused instances of flash flooding across the far eastern portion of the state.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Magoffin County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Magoffin County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.