Enter any address in Muhlenberg County, Kentucky to see its FEMA flood zone
River overflow along the Green River basin is the dominant flood character for Muhlenberg County. Over the last 30 years, NOAA Storm Events data shows 138 flood events and 28 flash flood events. For example, a prolonged flooding event in February and March of 2025 resulted in moderate flooding along the Green River near Calhoun, with minor flooding at Paradise. Earlier in February 2025, major flooding occurred on the Green River from the Island area through Calhoun, causing damage to numerous structures in Rumsey and lower Calhoun.
NFIP claims data indicates that properties in Zone A, which have a higher flood risk, have averaged payouts of $30,878 with an average water depth of 0.4 feet. Properties in Zone X_Unshaded also saw significant payouts, averaging $41,977 with no reported water depth. Residents in or near floodplains, especially those along the Green River and its tributaries, should pay the most attention to flood risks.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
63 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Muhlenberg County, Kentucky has recorded 166 flood-related events since 1996 according to NOAA's Storm Events Database, including 28 flash floods and 138 river or area floods. The county has received 24 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Landslides, And Mudslides | Severe Storm | May 21, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Mar 3, 2023 |
| Severe Storms, Straight-line Winds, Flooding, And Tornadoes | Tornado | Dec 10, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jan 31, 2025 | 0.00K |
| Flash Flood | May 20, 2025 | 0.00K |
| Flood | May 17, 2025 | 0.00K |
| Flood | Mar 16, 2025 | 0.00K |
| Flood | Feb 16, 2025 | 1210.00K |
| Flash Flood | Feb 15, 2025 | 0.00K |
| Flood | Feb 11, 2025 | 400.00K |
| Flood | Feb 7, 2025 | 0.00K |
| Flood | Mar 1, 2025 | 0.00K |
| Flood | Feb 1, 2025 | 0.00K |
Flood — Jan 31, 2025
A low pressure system pushing northeastward through the Quad State region brought moderate to heavy rain to Western Kentucky for the midday through evening hours. Flash flood and areal flood issues developed late afternoon to early evening in the Purchase Area and Southern Pennyrile where widespread 3 to 4 inch storm total precipitation observations occurred. A water rescue occurred near the Gr...
Flash Flood — May 20, 2025
A squall line moved eastward through Western Kentucky from mid to late afternoon ahead of an evening cold frontal passage. Several damaging wind reports were received, along with additional sub-severe wind gust observations. A funnel cloud was observed north of Crofton. Flooding issues developed in portions of the Kentucky Pennyrile. MLCAPE values were around 1000-1250J/kg, DCAPE was 700-1000J/...
Flood — May 17, 2025
A localized band of heavy rainfall produced 2-4 inches across portions of the Green River basin during the evening of the 16th, resulting in rising river levels on the Green River, with minor flood reached at Paradise. With no additional significant rainfall before or after, flooding was temporary, with water levels receding a few days later.
Flood — Mar 16, 2025
A very strong storm system lifted northeast from the central Plains into the Upper Midwest on the 14th into the 15th. Very strong south southeast winds led to a rapid increase in moisture that resulted in heavy rainfall (3-5) over the Green River basin on the 15th and 16th. Minor and eventually moderate flooding of bottomland occurred along the Green River at Paradise. Downstream at Calhoun, th...
Flood — Feb 16, 2025
Significant flash flooding occurred over west Kentucky, as anomalously high amounts of low-level moisture streamed northward over a warm front that became stationary along the Tennessee border. Steady rains began just after 0000CST on the 15th and continued until around 0100CST on the 16th. The rain came in waves with the first one targeting Fulton, Murray, Fort Campbell, and Guthrie with 1-2�...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Muhlenberg County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Muhlenberg County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.