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Muhlenberg County, Kentucky Flood Zones

Check an Address in Muhlenberg County

Enter any address in Muhlenberg County, Kentucky to see its FEMA flood zone

Muhlenberg County Disaster History

Disaster Declarations
24
Flood/Coastal Disasters
2
Hurricane Disasters
1
Latest Disaster
SEVERE WINTER STORM (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Muhlenberg County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-23
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDESSevere Storm2025-04-02
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2025-04-02
SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDESSevere Storm2025-02-14
SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDESSevere Storm2025-02-14
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDESSevere Storm2024-05-21
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDESSevere Storm2023-03-03
SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOESTornado2021-12-10
SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOESTornado2021-12-10
COVID-19 PANDEMICBiological2020-01-20

Kentucky Statewide Flood Insurance Data

County-level NFIP data coming soon. Here are Kentucky statewide figures for context:

Total NFIP Claims
27,838
Total Claims Paid
$521.3M
Active Policies
1,000
Avg Premium
$626/yr

Flood Zone Types in Muhlenberg County

FEMA assigns flood zone designations to areas in Muhlenberg County, Kentucky:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Muhlenberg County

Properties in Muhlenberg County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.