FloodZoneMap.org

Nicholasville, Kentucky Flood Zones

Check an Address in Nicholasville

Enter any address in Nicholasville, Kentucky to see its FEMA flood zone

Flood Risk in Nicholasville, Kentucky

Nicholasville has a population of 31,093 residents. Like many communities in Kentucky, properties in Nicholasville may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Nicholasville. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Kentucky Statewide Flood Data

Total NFIP Claims
27,838
Total Claims Paid
$521.3M
Active Policies
1,000
Avg Premium
$626/yr
Disaster Declarations
3,355
Peak Claims Year
1997

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Nicholasville

FEMA assigns flood zone designations to areas in Nicholasville, Kentucky:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Nicholasville

Properties in Nicholasville that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Kentucky is approximately $626 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Kentucky flood zone data →