Enter any address in Perry County, Kentucky to see its FEMA flood zone
Flash flooding from intense thunderstorms dominates Perry County's flood risk. Between July 25th and July 30th, 2022, heavy rainfall caused devastating flash and river flooding across eastern Kentucky, with similar events occurring on August 7th and August 29th, 2022.
National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $17,285 and an average water depth of 2.8 feet. While Zone X_UNSHADED also sees significant claims with higher average payouts ($19,511), the water depth averages 2.5 feet. Properties in Zone X_SHADED have also experienced claims with an average water depth of 2.9 feet, though with lower average payouts. Homeowners in Zone A, Zone X_UNSHADED, and Zone X_SHADED should pay particular attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
31 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Perry County, Kentucky has recorded 85 flood-related events since 1996 according to NOAA's Storm Events Database, including 55 flash floods and 30 river or area floods. The county has received 46 federal disaster declarations, 11 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Landslides, And Mudslides | Severe Storm | May 21, 2024 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Flood | Feb 15, 2023 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Jul 26, 2022 |
| Severe, Storms, Flooding, Landslides, And Mudslides | Flood | Feb 27, 2021 |
| Severe Winter Storms, Landslides, And Mudslides | Severe Ice Storm | Feb 8, 2021 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Aug 29, 2022 | 5.00K |
| Flood | Jul 28, 2022 | 0.00K |
| Flash Flood | Jul 28, 2022 | 0.00K (6 deaths) |
| Flash Flood | Jul 27, 2022 | 0.00K (1 deaths) |
| Flood | Aug 7, 2022 | 0.00K |
| Flash Flood | Feb 28, 2021 | 15.00K |
| Flash Flood | Mar 1, 2021 | 0.00K |
| Flash Flood | May 24, 2020 | 6.00K |
| Flash Flood | May 24, 2020 | 4.00K |
| Flood | Feb 6, 2020 | 55.00K |
Flood — Aug 29, 2022
A strong storm system was in place across the Upper Mississippi Valley, with all attention for severe weather concentrated there for the day. SPC had all of eastern Kentucky in just a general thunderstorm risk, with increasing risk levels as you headed farther northwest towards the main storm system. That being said, with high pressure to our southeast, Kentucky was in a warm and moist airmass ...
Flood — Jul 28, 2022
Between July 25th and July 30th, 2022, several complexes of training thunderstorms developed south of I-64 and brought heavy rain, deadly flash flooding, and devastating river flooding to eastern Kentucky and central Appalachia. These thunderstorms, at times, caused rainfall rates in excess of 4/hr across complex terrain that led to widespread devastating impacts. While it did not rain continuo...
Flash Flood — Jul 28, 2022
Between July 25th and July 30th, 2022, several complexes of training thunderstorms developed south of I-64 and brought heavy rain, deadly flash flooding, and devastating river flooding to eastern Kentucky and central Appalachia. These thunderstorms, at times, caused rainfall rates in excess of 4/hr across complex terrain that led to widespread devastating impacts. While it did not rain continuo...
Flash Flood — Jul 27, 2022
Between July 25th and July 30th, 2022, several complexes of training thunderstorms developed south of I-64 and brought heavy rain, deadly flash flooding, and devastating river flooding to eastern Kentucky and central Appalachia. These thunderstorms, at times, caused rainfall rates in excess of 4/hr across complex terrain that led to widespread devastating impacts. While it did not rain continuo...
Flood — Aug 7, 2022
With a stationary boundary well to our northwest, and high pressure centered to our southeast, KY found itself in a weak return flow pattern. Winds were relatively light, with strong subsidence aloft thanks to an upper level ridge in place. Severe weather was not expected during the day, with most of the eastern conus in just a general thunderstorm risk. That being said, a few showers and thund...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Perry County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Perry County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.