Enter any address in Taylor County, Kentucky to see its FEMA flood zone
Flash flooding from intense storm systems is the primary flood hazard in Taylor County. Over the last 30 years, the NOAA Storm Events Database has recorded 43 flash flood events and 10 general flood events. Recent examples include significant flash flooding on January 1st, 2022, following multiple rounds of heavy precipitation, and another event on September 5th, 2022, driven by a stalled frontal boundary and favorable atmospheric conditions.
National Flood Insurance Program (NFIP) claims data indicates that while Zone X areas have seen more claims, Zone A areas have experienced substantially deeper water, with an average depth of 9.7 feet and an average payout of $19,726. Homeowners in areas designated as Zone A, as well as those in Zone X with lower average water depths but still experiencing claims, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
22 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Taylor County, Kentucky has recorded 53 flood-related events since 1996 according to NOAA's Storm Events Database, including 43 flash floods and 10 river or area floods. The county has received 24 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Mar 3, 2023 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides | Severe Storm | Dec 31, 2021 |
| Severe Storms, Straight-line Winds, Flooding, And Tornadoes | Tornado | Dec 10, 2021 |
| Severe Winter Storms, Landslides, And Mudslides | Severe Ice Storm | Feb 8, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flash Flood | Feb 16, 2023 | 0.00K |
| Flash Flood | Sep 5, 2022 | 0.00K |
| Flash Flood | Jan 1, 2022 | 0.00K |
| Flash Flood | Feb 28, 2021 | 0.00K |
| Flood | Feb 28, 2021 | 0.00K |
| Flash Flood | Jun 29, 2020 | 0.00K |
| Flash Flood | Jun 18, 2020 | 0.00K |
| Flash Flood | Mar 12, 2020 | 0.00K |
| Flash Flood | Sep 2, 2020 | 0.00K |
Flash Flood — Apr 4, 2025
On the night of April 2nd, 2025, a cold front approached the lower Ohio Valley. Along and ahead of the cold front, numerous supercells developed over southern Illinois and western Kentucky. These storms tracked eastward and occasionally grew upscale into a QLCS with bowing segments. Storms lasted all night and into the morning hours, as the cold front began to stall over the lower Ohio Valley. ...
Flash Flood — Feb 16, 2023
A strong storm system moved through the Ohio Valley beginning late in the evening on February 15th and continuing through much of the day on February 16th. An amplified mid- and upper-level trough moved across the central Plains during this time period, with an associated surface disturbance transiting from the Red River Valley northeastward into the Ohio Valley. A surface warm front was locate...
Flash Flood — Sep 5, 2022
A quasi-stationary surface front and weak mid-level cyclone continued to meander across the Ohio and Tennessee valleys on September 5th and 6th, providing localized convergence and broad forcing for ascent across central Kentucky. Temperatures in the low-to-mid 80s and dewpoints in the low 70s facilitated the development of around 2000 J/kg SBCAPE and Precipitable Water values approaching 2 inc...
Flash Flood — Jan 1, 2022
During New Year's Eve into New Year's Day, active weather was observed across Kentucky as several waves of low pressure moved along a frontal boundary that was stalled across the region. This resulted in multiple rounds of widespread precipitation, and rainfall amounts of 2 to 4 inches with locally higher amounts observed across the area. As the boundary lifted north as a warm front New Year's ...
Flash Flood — Feb 28, 2021
A stalled frontal boundary brought waves of heavy rainfall to central Kentucky from February 26 through February 28. This caused record rainfall, isolated severe winds, and even a tornado. As a result, Bowling Green set a February daily rainfall record with 5.11 on the 28th. The severe winds brought down some trees and a power pole, but the most property damage came from a brief EF1 tornado.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Taylor County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Taylor County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.